421 E Royal Palm Rd, Boca Raton, FL 33432 Property Records

Palm Beach County property record for 421 E Royal Palm Rd, Boca Raton, FL 33432

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,924 sqft · built 1979
Lot Size	0.167 acres (7,266 sqft)
Owner	Individual Name on File
Last Sale	$1,010,000 (Aug 2017)
Tax Bill	$12,773 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`06-43-47-29-01-015-0150`

Property Details

APN / Parcel Number

Primary APN	`06-43-47-29-01-015-0150`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	1,924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,266 sqft (0.167 acres)
Lot Dimensions	133 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Area	82 sqft
Porch	Open/Unfinished Porch
Porch Area	182 sqft
Deck Area	1,041 sqft
Patio Area	809 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	421 E ROYAL PALM RD
City	BOCA RATON
State	FL
Zip	33432-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DDRI
Legal Description	BOCA RATON LOT 15 BLK 15
Legal Range	43E
Legal Township	47S
Legal Section	29
Legal Subdivision	BOCA RATON
Legal Block	15
Legal Lot Number	15
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2000
Census Tract	7505

Owner

421 E Royal Palm Rd is owned and occupied by an individual who bought it in August 2017.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	421 E ROYAL PALM RD, BOCA RATON, FL 33432-5027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Aug 19, 2017	Warranty Deed, Transfer GIBRALTAR PRIVATE BK&TR FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2017 · Amount on File
Deed Sale	Aug 19, 2017 · Amount on File
Prior Sale	Dec 21, 2016 · Amount on File
Deed Document Number	2017301977
Deed Book / Page	29302 / 546
Prior Transfer Date	Feb 9, 2012
Prior Transfer Doc	0252910679
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	421 E ROYAL PALM RD, BOCA RATON, FL 33432-5027
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E ROYAL PALM RD, BOCA RATON, FL 33432-5027

Mortgage

Document Number	0361181505
Date	Nov 7, 2025
Book Page	36118/1505
Instrument	20250397207

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	421 E ROYAL PALM RD, BOCA RATON, FL 33432-5027
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 W ROYAL PALM RD, BOCA RATON, FL 33432

Mortgage

Document Number	0329141016
Date	Sep 30, 2021
Book Page	32914/1016
Instrument	20210450667

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 19, 2017
Property Address	421 E ROYAL PALM RD, BOCA RATON, FL 33432-5027
Document Number	0293020546
Book / Page	029302 / 000546
Instrument Date	Aug 11, 2017
Instrument	301977
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,070.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E ROYAL PALM RD BOCA RATON FL 334325027, BOCA RATON, FL 33432-5027

Mortgage

Document Number	293020548
Date	Aug 19, 2017
Book Page	029302/000548
Instrument	301978

Lender

Name	GIBRALTAR PRIVATE BK&TR FSB
Type	Bank
Address	CORAL GABLES, FL 33134

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 421 E Royal Palm Rd was $12,773 with a homeowner's exemption, up 3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,773.00 (+2.98%) Homeowner's exemption	$771,029	$1,196,013 Land $1,039,531 Building $156,482
2024	$12,403.00 (+2.26%)
2023	$12,129.00 (+0.86%) Homeowner's exemption	$727,475 (+3%)	$1,227,044 (+6.11%) Land $1,062,434 Building $164,610
2022	$12,026.00 Homeowner's exemption	$706,286	$1,156,361 Land $965,832 Building $190,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 E Royal Palm Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	916 units insured incl. 881 condo units
Nearby Flood Claims	13 (1979–2025)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 E Royal Palm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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