Lauderdale County property record for 431 E Main St, Halls, TN 38040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,594 sqft · built 1900 |
| Lot Size | 0.327 acres (14,256 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Feb 2026) |
| Tax Bill | $513 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049035H L 03300 |
| Primary APN | 049035H L 03300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,256 sqft (0.327 acres) |
| Lot Dimensions | 198 ft deep x 72 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 451 sqft |
| Deck Area | 112 sqft |
| Patio Area | 128 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 E MAIN ST |
|---|---|
| City | HALLS |
| State | TN |
| Zip | 38040-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DISTRICT: 12, COUNTY AREA: H05 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50200 |
Source: Lauderdale County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 E MAIN ST, HALLS, TN 38040-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 31, 2018 | Deed of Trust, Mortgage LAUDERDALE CNTY BK |
| May 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage LAUDERDALE CNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2011 · Amount on Record |
| Deed Document Number | 2026212680 |
| Deed Book / Page | 837 / 553 |
| Prior Transfer Date | Feb 18, 2026 |
| Prior Transfer Doc | 000837/553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Recording Date | Feb 19, 2026 |
| Property Address | 431 E MAIN ST, HALLS, TN 38040-1604 |
| Document Number | 000837/553 |
| Book / Page | 837 / 553 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 212680 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601-4389 |
| Document Number | 0000212681 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 212681 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Property Address | 431 E MAIN ST, HALLS, TN 38040-1604 |
| Document Number | 0000186694 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 140 ENTRANCE RD HALLS TN 380401217, HALLS, TN 38040-1217 |
| Document Number | 0000186694 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 000718/000014 |
| Instrument | 186694 |
| Name | LAUDERDALE CNTY BK |
|---|---|
| Type | Bank |
| Address | HALLS, TN 38040 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 5, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Property Address | 431 E MAIN ST, HALLS, TN 38040-1604 |
| Document Number | 0000185751 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 308 HALLS TN 380400308, HALLS, TN 38040-0308 |
| Document Number | 0000185751 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 000713/000796 |
| Instrument | 185751 |
| Name | LAUDERDALE CNTY BK |
|---|---|
| Type | Bank |
| Address | HALLS, TN 38040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2038 |
Source: Lauderdale County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Municipality | Halls Town |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $513.00 (+75.68%) | $20,200 (-) Land $1,450 Building $18,750 | |
| 2023 | $20,200 Land $1,450 Building $18,750 | ||
| 2022 | $292.00 | ||
| 2021 | $80,800 Land $5,800 Building $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1997–2016) |
| Most Recent Claim | Mar 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALLS WATER SYSTEM serves 5,287 people · EPA ID TN0000279 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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