406 E Main St, Halls, TN 38040 Property Records

Lauderdale County property record for 406 E Main St, Halls, TN 38040

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,752 sqft · built 1900
Lot Size1.02 acres (44,525 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Nov 2001)
Tax Bill$968 (2025)
Deeds & MortgagesApr 2018 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN049035G A 03500

Property Details

APN / Parcel Number

Primary APN049035G A 03500
Alternative APN
  • 035G A 03500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,752 sqft Living Area
1st Floor Area1,752 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1982
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,525 sqft (1.02 acres)
Lot Dimensions325 ft deep x 137 ft wide
Garage TypeMixed
Garage Area1,440 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address406 E MAIN ST
CityHALLS
StateTN
Zip38040-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 12, COUNTY AREA: H05
JurisdictionLAUDERDALE TN
Township / Civil Division8
Census Block Group2
Census Block2025
Census Tract50200

Owner

406 E Main St is owned and occupied by two individuals who bought it in November 2001.

Source: Lauderdale County records, as of January 27, 2026

Owner of Record2 Individual Names on File
Mailing Address406 E MAIN ST, HALLS, TN 38040-1603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE LAUDERDALE COUNTY BANK
Aug 14, 2019Deed of Trust, Mortgage
BANK OF RIPLEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2001 · Amount on File
Deed SaleNov 26, 2001 · Amount on File
Prior SaleJul 24, 2000 · Amount on File
Deed Book / Page458 / 274
Transfer Doc458274
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Property Address406 E MAIN ST, HALLS, TN 38040-1603
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185256
DateApr 3, 2018
Book Page711/505
Instrument185256
Lender
NameTHE LAUDERDALE COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2033

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Property Address406 E MAIN ST, HALLS, TN 38040-1603
Document Number0000189632
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E TIGRETT ST HALLS TN 380401315, HALLS, TN 38040-1315

Mortgage

Document Number0000189632
DateAug 26, 2019
Book Page000730/000176
Instrument189632
Lender
NameBANK OF RIPLEY
TypeBank
AddressRIPLEY, TN 38063
Agreement
AmountAmount on Record
Term60 Months
DueAug 25, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Main St was $968.

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityHalls Town
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$968.00$38,100 Land $2,950 Building $35,150
2023$38,100 Land $2,950 Building $35,150
2021$152,400 Land $11,800 Building $140,600
2018$974.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 E Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1997–2016)
Most Recent ClaimMar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALLS WATER SYSTEM
serves 5,287 people · EPA ID TN0000279
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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