431 E FM 550, Rockwall, TX 75032 Property Records

Rockwall County property record for 431 E FM 550, Rockwall, TX 75032

Property Summary

Property TypeFarm - Irrigated or Dry
Details3,132 sqft · built 1986
Lot Size5.38 acres (234,353 sqft)
OwnerIndividual on Record
Tax Bill$1,129 (2025)
Flood ZoneZone X (minimal risk)
APN5255000A0002000R

Property Details

APN / Parcel Number

Primary APN5255000A0002000R
Alternative APNs
  • R28732
  • 28732

Interior

Stories1 Story
Building Area3,132 sqft Gross Area
1st Floor Area2,386 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area234,353 sqft
Garage TypeAttached
Garage Area536 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area290 sqft
Deck Area525 sqft
Patio Area725 sqft
Balcony Area200 sqft
Shed1 Shed
Shed Area240 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address431 N FM 550
CityROCKWALL
StateTX
Zip75032
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionWILDER SUBD, BLOCK A, LOT 2, ACRES 5.38
Legal SubdivisionWILDER SUBD
Legal Tract2
Legal BlockA
Legal Lot Number2
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group1
Census Block1002
Census Tract40509

Owner

Source: Rockwall County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address431 E FM 550, ROCKWALL, TX 75032-6919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityMcLendon-Chisholm City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,534 (-2.68%) Land $44,120 Building $227,414$464,134 (+8.49%) Land $236,720 Building $227,414
2025$1,129.00 (-29.61%) Homeowner's exemption Senior Citizen's exemption$279,000 (-9.06%) Land $34,088 Building $244,912$427,832 (-31.94%) Land $182,920 Building $244,912
2024$1,604.00 (-45.7%)
2023$306,799 Land $73,612 Building $233,187$628,617 Land $395,430 Building $233,187
2021$2,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR C H WSC
serves 9,204 people · EPA ID TX1990012
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless · DSL in parts of the area
300 / 60
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10
Point Broadband
Fixed Wireless
40 / 40
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3

May also be available: Optimum.

Nearby Properties on E FM 550

Nearby Streets

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