410 E FM 550, Rockwall, TX 75032 Property Records

Rockwall County property record for 410 E FM 550, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,951 sqft · built 1987
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,300 (Jun 2026)
Tax Bill	$6,613 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007900000012040R`

Property Details

APN / Parcel Number

Primary APN	`007900000012040R`
Alternative APNs	`R10773` `10773`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,951 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,951 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Attached
Garage Area	285 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	410 E FM 550
City	ROCKWALL
State	TX
Zip	75032-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0079 L EASTERWOOD, TRACT 12-4, ACRES 3.23
Legal Subdivision	L EASTERWOOD
Legal Tract	12-4
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2009
Census Tract	40513

Owner

Source: Rockwall County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 E FM 550, ROCKWALL, TX 75032-6918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 15, 2024	Transfer on Death Deed, Transfer
Oct 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
May 10, 2018	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	May 5, 2014 · Amount on Record
Deed Document Number	202612196
Prior Transfer Date	Aug 15, 2024
Prior Transfer Doc	0000014336
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 29, 2026
Property Address	410 E FM 550, ROCKWALL, TX 75032-6918
Document Number	0000012196
Instrument Date	Jun 26, 2026
Instrument	202612196
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ACURA TITLE, ACRISURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E FM 550, ROCKWALL, TX 75032-6918

Mortgage

Document Number	0000012197,
Date	Jun 29, 2026
Instrument	202612197

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

August 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 15, 2024
Property Address	410 E FM 550, ROCKWALL, TX 75032-6918
Document Number	0000014336
Instrument Date	Aug 15, 2024
Instrument	20240000014336
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 LEAGUE RD, ROCKWALL, TX 75032-8248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7249 HIGHBRIDGE RD, FAYETTEVILLE, NY 13066-9780

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	410 E FM 550, ROCKWALL, TX 75032-6918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023165
Date	Oct 4, 2020
Instrument	20200000023165

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	410 E FM 550, ROCKWALL, TX 75032-6918
Document Number	0000008124
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E FM 550 ROCKWALL TX 750326918, ROCKWALL, TX 75032-6918

Mortgage

Document Number	0000008124
Date	May 10, 2018
Instrument	8124

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	McLendon-Chisholm City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,726 (-6.02%) Land $228,361 Building $212,365	$440,726 (-6.02%) Land $228,361 Building $212,365
2025	$6,613.00 (-21.2%)	$468,972 (-18.88%) Land $277,780 Building $191,192	$468,972 (-18.88%) Land $277,780 Building $191,192
2024	$8,392.00 (+72.53%)
2023		$578,101 Land $452,200 Building $125,901	$578,101 Land $452,200 Building $125,901
2021	$4,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless · DSL in parts of the area	300 / 60
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
Point Broadband Fixed Wireless	40 / 40
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Optimum.

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