431 E Broadway, Bel Air, MD 21014 Property Records

Harford County property record for 431 E Broadway, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,856 sqft · built 1960
Lot Size	0.315 acres (13,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Sep 1999)
Tax Bill	$3,611 (2026)
Deeds & Mortgages	Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-019764`

Property Details

APN / Parcel Number

Primary APN	`03-019764`
Alternative APNs	`3019764` `019764`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,717 sqft (0.315 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Account Number	019764
Street Address	431 E BROADWAY
City	BEL AIR
State	MD
Zip	21014-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 54-56 PO 57-58 94 431 E BROADWAY INGLESIDE PT 183/202-203
Legal Subdivision	INGLESIDE
Legal Lot Number	54-56
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4005
Census Tract	303803

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 E BROADWAY, BEL AIR, MD 21014-3203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1999 · Amount on Record
Deed Sale	Sep 1, 1999 · Amount on Record
Prior Sale	May 19, 1999
Deed Document Number	199957
Deed Book / Page	3102 / 686
Last Transfer Date	Mar 16, 2023
Transfer Doc	0158680071
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Apr 5, 2023
Property Address	431 E BROADWAY, BEL AIR, MD 21014-3203
Document Number	0158680071
Book / Page	15868 / 71
Map Reference	MB 3102 FO 686
Instrument Date	Mar 16, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	431 E BROADWAY, BEL AIR, MD 21014-3203

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,611.00 (+11.04%) Homeowner's exemption	$378,867 (+3.12%)	$401,800 (+9.36%) Land $88,500 Building $313,300
2025	$3,252.00 (+10.54%) Homeowner's exemption	$367,400 (+11.92%) Land $88,500 Building $278,900	$367,400 (-) Land $88,500 Building $278,900
2023		$328,267	$367,400 Land $88,500 Building $278,900
2022	$2,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880