408 E Broadway, Bel Air, MD 21014 Property Records

Harford County property record for 408 E Broadway, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,844 sqft · built 1941
Lot Size0.268 acres (11,671 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Jun 2019)
Tax Bill$3,399 (2026)
Deeds & MortgagesJul 2019 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-194167

Property Details

APN / Parcel Number

Primary APN03-194167
Alternative APNs
  • 3194167
  • 194167

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,844 sqft Total Area
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,671 sqft (0.268 acres)
Lot Dimensions130 ft deep x 90 ft wide
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Account Number194167
Street Address408 E BROADWAY
CityBEL AIR
StateMD
Zip21014-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 2 90X130 AV 408 E BROADWAY LD H D CHILCOAT P 51/64
Legal SubdivisionINGLESIDE
Legal Lot Number2
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group4
Census Block4004
Census Tract303803

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 E BROADWAY, BEL AIR, MD 21014-3204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Jun 3, 2019Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Prior SaleOct 7, 1992 · Amount on Record
Deed Book / Page13287 / 191
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address408 E BROADWAY, BEL AIR, MD 21014-3204
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133550370
DateJul 22, 2019
Book Page13355/0370
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term479 Months
DueJun 27, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 3, 2019
Property Address408 E BROADWAY, BEL AIR, MD 21014-3204
Document Number0132870191
Book / Page13287 / 0191
Map ReferenceMB DGW 183 FO202&203
Instrument DateMay 3, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyR&P SETTLEMENT GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address408 E BROADWAY, BEL AIR, MD 21014-3204

Mortgage

Document Number0013287197
DateJun 3, 2019
Instrument13287/197
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityBel Air Town
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,399.00 (+8.8%)$356,600 (+15.13%)$378,200 (+9.37%) Land $88,100 Building $290,100
2025$3,124.00 (+12.37%)
2023$309,733$345,800 Land $88,100 Building $257,700
2022$2,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYLAND AMERICAN WATER COMPANY
private · serves 13,200 people · EPA ID MD0120003
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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