431 E 53rd St, Savannah, GA 31405 Property Records

Chatham County property record for 431 E 53rd St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,894 sqft · built 1945
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2019)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-22-009`

Property Details

APN / Parcel Number

Primary APN	`2-0086-22-009`
Alternative APN	`W341Q198`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
1st Floor Area	1,044 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	430 sqft
Patio Area	558 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	431 E 53RD ST
City	SAVANNAH
State	GA
Zip	31405-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	54 55 THORPE WARD
Legal Subdivision	HULL PARK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2017
Census Tract	2900

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 E 53RD ST, SAVANNAH, GA 31405-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Document Number	201911601
Deed Book / Page	1763 / 528
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	431 E 53RD ST, SAVANNAH, GA 31405-3505
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 53RD ST, SAVANNAH, GA 31405-3505

Mortgage

Document Number	0027160634
Date	Feb 22, 2022
Book Page	0000002716/0000000634

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	431 E 53RD ST, SAVANNAH, GA 31405-3505
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 53RD ST, SAVANNAH, GA 31405-3505

Mortgage

Document Number	0000002292/0000000647
Date	Mar 22, 2021
Book Page	0000002292/0000000647

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 5, 2019
Property Address	431 E 53RD ST, SAVANNAH, GA 31405-3505
Document Number	0017630528
Book / Page	1763 / 528
Instrument Date	Nov 5, 2019
Instrument	2019-011601
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 53RD ST, SAVANNAH, GA 31405-3505

Mortgage

Document Number	0000001763/0000000530
Date	Nov 5, 2019
Book Page	0000001763/0000000530

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00 (-26.39%) Homeowner's exemption	$206,680 (+33.45%) Land $44,000 Building $162,680	$516,700 (+33.45%) Land $110,000 Building $406,700
2023		$154,880 (+8.46%) Land $30,000 Building $124,880	$387,200 (+8.46%) Land $75,000 Building $312,200
2022	$4,650.00	$142,800 Land $30,000 Building $112,800	$357,000 Land $75,000 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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