427 E 53rd St, Savannah, GA 31405 Property Records

Chatham County property record for 427 E 53rd St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,238 sqft · built 1936
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Mar 2022)
Tax Bill	$7,270 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-22-008`

Property Details

APN / Parcel Number

Primary APN	`2-0086-22-008`
Alternative APN	`O333U348`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
1st Floor Area	1,119 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	427 E 53RD ST
City	SAVANNAH
State	GA
Zip	31405-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 52 & 53 THORPE WD
Legal Subdivision	ARDMORE
Legal Lot Number	52-53
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2017
Census Tract	2900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 E 53RD ST, SAVANNAH, GA 31405-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Mar 8, 2022	Warranty Deed, Transfer
Sep 24, 2021	Warranty Deed, Transfer
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	20222726
Deed Book / Page	2734 / 716
Prior Transfer Date	Mar 15, 2013
Prior Transfer Doc	00385S0766
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	427 E 53RD ST, SAVANNAH, GA 31405-3505
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 53RD ST, SAVANNAH, GA 31405-3505

Mortgage

Document Number	0021730021
Date	Dec 16, 2020
Book Page	0000002173/0000000021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 8, 2022
Property Address	427 E 53RD ST, SAVANNAH, GA 31405-3505
Document Number	0027340716
Book / Page	2734 / 716
Instrument Date	Mar 8, 2022
Instrument	2022-002726
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 W C ST STE 580, 580, SAN DIEGO, CA 92101-3514

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 24, 2021
Property Address	427 E 53RD ST, SAVANNAH, GA 31405-3505
Document Number	2546/198
Book / Page	2546 / 198
Instrument Date	Sep 24, 2021
Instrument	2021-012495
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 53RD ST, SAVANNAH, GA 31405-3505

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 1, 2018
Property Address	427 E 53RD ST, SAVANNAH, GA 31405-3505
Document Number	0013350735
Book / Page	1335 / 735
Instrument Date	May 1, 2018
Instrument	2018-003912
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 53RD ST, SAVANNAH, GA 31405-3505

Mortgage

Document Number	0013350738
Date	May 1, 2018
Book Page	1335/738
Instrument	30996890019

Lender

Name	HOME POINT FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,280 (+2.09%) Land $44,000 Building $237,280	$703,200 (+2.09%) Land $110,000 Building $593,200
2025	$7,270.00 (-19.26%)	$275,520 (+33.7%) Land $44,000 Building $231,520	$688,800 (+33.7%) Land $110,000 Building $578,800
2024	$9,004.00 (+38.14%)
2023		$206,080 (+9.04%) Land $30,000 Building $176,080	$515,200 (+9.04%) Land $75,000 Building $440,200
2022	$6,518.00	$189,000 Land $30,000 Building $159,000	$472,500 Land $75,000 Building $397,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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