431 E 3rd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 431 E 3rd St, Chuluota, FL 32766 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1977
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Owner Names on File
Last Sale	$64,000 (Aug 1997)
Tax Bill	$585 (2025)
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-2000-0120`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-2000-0120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 E 3RD ST
City	CHULUOTA
State	FL
Zip	32766-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 20 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Block	20
Legal Lot Number	12
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2027
Census Tract	21205

Owner

Source: Seminole County records · APN 21-21-32-5CF-2000-0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	431 E 3RD ST, CHULUOTA, FL 32766-8572
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 1997 · Amount on Record
Deed Sale	Aug 27, 1997 · Amount on Record
Deed Document Number	0328701990
Deed Book / Page	03287 / 01990
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (-27.15%) Homeowner's exemption	$81,281 (+5.99%)	$226,958 (+15.92%) Land $92,700 Building $134,258
2023	$803.00 (+3.35%) Homeowner's exemption	$76,689 (+3%)	$195,787 (-1%) Land $69,525 Building $126,262
2022	$777.00 Homeowner's exemption	$74,455	$197,766 Land $73,388 Building $124,378

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force 16 of 19 on primary residences
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.