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411 E 3rd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 411 E 3rd St, Chuluota, FL 32766 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1985
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on File
Last Sale$133,000 (Jan 2017)
Tax Bill$3,442 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-2000-0100

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-2000-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area804 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialSiding
Construction TypeWood Frame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchFinished/Screened Porch
Porch Area240 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address411 E 3RD ST
CityCHULUOTA
StateFL
Zip32766-8572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 20 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32
Legal Township21
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block20
Legal Lot Number10
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2027
Census Tract21205

Owner

Source: Seminole County records · APN 21-21-32-5CF-2000-0100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 E 3RD ST, CHULUOTA, FL 32766-8572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 10, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2017 · Amount on Record
Deed SaleJan 10, 2017 · Amount on Record
Prior SaleOct 13, 2014 · Amount on Record
Deed Document Number2017002900
Deed Book / Page08840 / 1974
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address411 E 3RD ST, CHULUOTA, FL 32766-8572
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyFIRST SERVICE TTL OF FL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094360823
DateSep 17, 2019
Book Page09436/0823
Instrument2019100153
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 10, 2017
Property Address411 E 3RD ST, CHULUOTA, FL 32766-8572
Document Number0088401974
Book / Page08840 / 1974
Map ReferenceMB2 PG54-58
Instrument DateJan 05, 2017
Instrument2017002900
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$931.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2260 PANORAMA DR, 2260, CHULUOTA, FL 32766-8597

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E 3RD ST, CHULUOTA, FL 32766-8572

Mortgage

Document Number2017002901
DateJan 10, 2017
Instrument2017002901
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,442.00 (+13.15%)$253,162 (+15.39%)$253,162 (+15.39%) Land $92,700 Building $160,462
2023$3,042.00 (+5.96%)$219,395 (+3.98%)$219,395 (-1.07%) Land $69,525 Building $149,870
2022$2,871.00$210,997$221,758 Land $73,388 Building $148,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
16 of 19 on primary residences
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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