431 Custer Ave, Billings, MT 59101 Property Records

Yellowstone County property record for 431 Custer Ave, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,165 sqft · built 1937
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Jul 2021)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A188430`

Property Details

APN / Parcel Number

Primary APN	`000A188430`
Alternative APNs	`03-0927-04-3-28-05-0000` `R0319677` `A188430` `A18843`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
Gross Area	1,321 sqft
1st Floor Area	697 sqft
Basement Area	624 sqft
Finished Basement	468 sqft
Unfinished Basement	156 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 CUSTER AVE
City	BILLINGS
State	MT
Zip	59101-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	YELLOWSTONE ADD, S04, T01 S, R26 E, BLOCK 1, LOT 16 - 17
Legal Range	26E
Legal Township	01S
Legal Section	04
Legal Subdivision	YELLOWSTONE ADD
Legal Block	1
Legal Lot Number	16-17
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1006
Census Tract	401

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 CUSTER AVE, BILLINGS, MT 59101-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage BANK OF MONTANA
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MONTANA
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Oct 23, 2006
Deed Document Number	20213982133
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	0003588168
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 30, 2026
Property Address	431 CUSTER AVE, BILLINGS, MT 59101-2838
Document Number	0004140478
Instrument Date	Jul 30, 2026
Instrument	20264140478
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CUSTER AVE, BILLINGS, MT 59101-2838

Mortgage

Document Number	0004140478,
Date	Jul 30, 2026
Instrument	20264140478

Lender

Name	BANK OF MONTANA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 30, 2026
Property Address	431 CUSTER AVE, BILLINGS, MT 59101-2838
Document Number	0004140479
Instrument Date	Jul 30, 2026
Instrument	20264140479
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CUSTER AVE, BILLINGS, MT 59101-2838

Mortgage

Document Number	0004140479,
Date	Jul 30, 2026
Instrument	20264140479

Lender

Name	BANK OF MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	8%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 29, 2021
Property Address	431 CUSTER AVE, BILLINGS, MT 59101-2838
Document Number	0003982133
Instrument Date	Jul 29, 2021
Instrument	3982133
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CUSTER AVE, BILLINGS, MT 59101-2838

Mortgage

Document Number	0003982134
Date	Jul 29, 2021
Instrument	3982134

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (-) Land $37,400 Building $192,600	$230,000 (-) Land $37,400 Building $192,600
2025	$1,612.00 (-23.57%)	$230,000 (+12.09%) Land $37,400 Building $192,600	$230,000 (+12.09%) Land $37,400 Building $192,600
2024	$2,109.00 (+15.18%)
2023	$1,831.00	$205,200	$205,200 Land $37,300 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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