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418 Creekside Dr, Salado, TX 76571 Property Records

Bell County property record for 418 Creekside Dr, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details3,023 sqft · built 2019
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$824,600 (Dec 2025)
Tax Bill$2,313 (2025)
Deeds & MortgagesDec 2023 Reverse Mortgage
Dec 2025 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN0371192177

Property Details

APN / Parcel Number

Primary APN0371192177
Alternative APNs
  • 460175
  • 869525

Interior

Stories1 Story
Building Area3,023 sqft Living Area
1st Floor Area3,023 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStone
Roof TypeHip
Lot Area28,750 sqft (0.66 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area339 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address418 CREEKSIDE DR
CitySALADO
StateTX
Zip76571-6503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKSIDE MEADOW, BLOCK 001, LOT 0017, 0.660AC
Legal SubdivisionCREEKSIDE MEADOW
Legal Block1
Legal Lot Number17
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2043
Census Tract23406

Owner

418 Creekside Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Bell County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address418 CREEKSIDE DR, SALADO, TX 76571-6503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 1, 2025Vendor's Lien, Transfer · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Dec 19, 2019Warranty Deed, Subdivision Related Transfer
FIRST CMNTY TITLE
Aug 30, 2019Loan Modification, Mortgage
VERABANK NA
Sep 4, 2018Trustee's Deed, Construction Loan · Construction Mortgage
UNION ST BK
Nov 13, 2017Loan Modification, Mortgage
EXTRACO BK
Jun 2, 2017Warranty Deed, Construction Loan · Construction Mortgage
EXTRACO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleDec 19, 2019
Deed Document Number202558708
Prior Transfer DateMay 22, 2017
Prior Transfer Doc0000022599
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 CREEKSIDE DR, SALADO, TX 76571-6503

Mortgage

Document Number0000055738
DateDec 20, 2023
Instrument2023055738
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate7.08%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyMonthly
Min Rate At Change2.08%
Index1-Year CMT
Max Rate12%

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 1, 2025
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Document Number0000058708
Instrument DateNov 24, 2025
Instrument2025058708
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 E PARKWOOD AVE # AVE387, AVE387, FRIENDSWOOD, TX 77546-5175

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 CREEKSIDE DR, SALADO, TX 76571-6503

Mortgage

Document Number0000058709
DateDec 1, 2025
Instrument2025058709
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateDec 19, 2019
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Document Number0000058114
Book / Page011124 / 000780
Instrument DateDec 19, 2019
Instrument58114
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2020
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address418 CREEKSIDE DR SALADO TX 765716503, SALADO, TX 76571-6503

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Document Number0000041694
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressCREEKSIDE MEADOW DR SALADO TX 76571, SALADO, TX 76571

Mortgage

Document Number0000041694
DateSep 13, 2019
Instrument41694
Lender
NameVERABANK NA
AddressHARKER HEIGHTS, TX 76548
Agreement
AmountAmount on Record
Term12 Months
DueSep 12, 2020
Interest
Rate6.25%

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBELL TX
Recording DateSep 4, 2018
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Book / Page010583 / 000821
Instrument DateAug 30, 2018
Instrument37349
Transaction TypeConstruction Loan
Record UpdatedSep 20, 2018
Title CompanyFIRST CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 431 SALADO TX 765710431, SALADO, TX 76571-0431

Mortgage

Document Number0000037349
DateSep 4, 2018
Book Page010583/000821
Instrument37349
Lender
NameUNION ST BK
TypeBank
AddressFLORENCE, TX 76527-0600
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 3, 2019

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Document Number0000048421
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1241 CRYSTAL SPGS SALADO TX 765715835, SALADO, TX 76571-5835

Mortgage

Document Number0000048421
DateNov 17, 2017
Instrument48421
Lender
NameEXTRACO BK
TypeBank
AddressGATESVILLE, TX 76528
Agreement
Term120 Months
DueNov 16, 2027

June 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJun 2, 2017
Property Address418 CREEKSIDE DR, SALADO, TX 76571-6503
Document Number0000022599
Instrument DateMay 22, 2017
Instrument22599
Transaction TypeConstruction Loan
Record UpdatedJun 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1241 CRYSTAL SPGS SALADO TX 765715835, SALADO, TX 76571-5835

Mortgage

Document Number22600
DateJun 2, 2017
Instrument22600
Lender
NameEXTRACO BK
TypeBank
AddressGATESVILLE, TX 76528
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 418 Creekside Dr was $2,313, down 31.2% from the year before.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalitySalado Village
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,313.00 (-31.2%) Homeowner's exemption Senior Citizen's exemption$652,523$681,742 Land $86,249 Building $595,493
2024$3,362.00 (+2.94%)
2023$3,266.00 (-36.12%) Homeowner's exemption Senior Citizen's exemption$739,788 Land $86,249 Building $653,539$739,788 Land $86,249 Building $653,539
2022$5,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Creekside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims7 (2005–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Creekside Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Altitude ISP
Fixed Wireless		500 / 100
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
SOS Communications
Fixed Wireless		100 / 20

May also be available: Falcon Internet, Heritage Broadband, Spectrum, T-Mobile, Western Broadband.

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