431 Cottrell Rd, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 431 Cottrell Rd, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	2,452 sqft · built 1985
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Company Names on Record
Last Sale	$192,000 (Oct 1995)
Tax Bill	$12,538 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-14262-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`15-14262-0000-00040`
Alternative APNs	`151426200040` `09242000`

Interior

Stories	2 Stories
Building Area	2,452 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	21,606 sqft (0.496 acres)

Location & Zoning

Account Number	09242000
Street Address	431 COTTRELL RD
City	MATAWAN
State	NJ
Zip	07747-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	.496AC
Legal Subdivision	COTTRELL VILLAGE SEC 1
Legal Block	14262
Legal Lot Number	40
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1010
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	431 COTTRELL RD, MATAWAN, NJ 07747-7058
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 1995 · Amount on Record
Deed Sale	Oct 10, 1995 · Amount on Record
Deed Book / Page	4274 / 472
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000044923
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 16, 2026
Property Address	431 COTTRELL RD, MATAWAN, NJ 07747-7058
Document Number	0000044923
Book / Page	20075 / 1736
Instrument Date	Jun 3, 2026
Instrument	202644923
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	431 COTTRELL RD, MATAWAN, NJ 07747-7058

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	431 COTTRELL RD, MATAWAN, NJ 07747-7058
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021111785
Date	Sep 2, 2021
Book Page	18608/114
Instrument	2021111785

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	431 COTTRELL RD, MATAWAN, NJ 07747-7058
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022235
Date	Feb 17, 2021
Book Page	18290/391
Instrument	2021022235

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2051

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,200 (-) Land $58,900 Building $139,300	$198,200 (-) Land $58,900 Building $139,300
2025	$12,538.00 (+10.06%)	$198,200 (-) Land $58,900 Building $139,300	$198,200 (-) Land $58,900 Building $139,300
2024	$11,392.00 (+7.42%)
2023		$198,200 Land $58,900 Building $139,300	$198,200 Land $58,900 Building $139,300
2022	$10,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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