422 Cottrell Rd, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 422 Cottrell Rd, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	2,284 sqft · built 1952
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Aug 2023)
Tax Bill	$11,849 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-14263-0000-00007-11`

Property Details

APN / Parcel Number

Primary APN	`15-14263-0000-00007-11`
Alternative APNs	`15142630000000070011` `09852000`

Interior

Stories	1 Story
Building Area	2,284 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	71,874 sqft
Lot Depth	204 ft Depth

Location & Zoning

Account Number	09852000
Street Address	422 COTTRELL RD
City	MATAWAN
State	NJ
Zip	07747-7057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1.65AC
Legal Block	14263
Legal Lot Number	7.11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1000
Census Tract	7913

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 COTTRELL RD, MATAWAN, NJ 07747-7057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 22, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Dec 27, 2001 · Amount on Record
Deed Document Number	202349402
Deed Book / Page	19282 / 397
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 9, 2026
Property Address	422 COTTRELL RD, MATAWAN, NJ 07747-7057
Document Number	0000022527
Book / Page	19993 / 1482
Instrument Date	Mar 30, 2026
Instrument	202622527
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	422 COTTRELL RD, MATAWAN, NJ 07747-7057

Mortgage

Document Number	0000022527,
Date	Apr 9, 2026
Book Page	19993/1482
Instrument	202622527

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 22, 2023
Property Address	422 COTTRELL RD, MATAWAN, NJ 07747-7057
Document Number	0000049402
Book / Page	19282 / 397
Instrument Date	Jul 24, 2023
Instrument	2023049402
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 HARBOR INN RD, BAYVILLE, NJ 08721-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 COTTRELL ROAD, OLD BRIDGE, NJ 08857

Mortgage

Document Number	0000049403
Date	Aug 22, 2023
Instrument	2023049403

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	422 COTTRELL RD, MATAWAN, NJ 07747-7057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075619
Date	Aug 19, 2020
Book Page	17989/732
Instrument	2020075619

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,300 (-) Land $69,000 Building $118,300	$187,300 (-) Land $69,000 Building $118,300
2025	$11,849.00 (+10.06%)	$187,300 (-) Land $69,000 Building $118,300	$187,300 (-) Land $69,000 Building $118,300
2024	$10,766.00 (+10.17%)
2023		$187,300 (-) Land $69,000 Building $118,300	$187,300 (-) Land $69,000 Building $118,300
2022	$9,772.00 Veteran's exemption	$187,300 Land $69,000 Building $118,300	$187,300 Land $69,000 Building $118,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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