431 Commons Park Dr, Camarillo, CA 93012 Property Records

Ventura County property record for 431 Commons Park Dr, Camarillo, CA 93012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,760 sqft · built 2005
Lot Size	0.132 acres (5,729 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Sep 2013)
Tax Bill	$9,377 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`229-0-221-225`

Property Details

APN / Parcel Number

Primary APN	`229-0-221-225`
Alternative APN	`2290150165`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,760 sqft Living Area
1st Floor Area	1,295 sqft
2nd Floor Area	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,729 sqft (0.132 acres)
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	151 sqft

Location & Zoning

Street Address	431 COMMONS PARK DR
City	CAMARILLO
State	CA
Zip	93012-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 536902 LOT: 65 REF: 151MR 50
Legal Subdivision	TRACT NO 5369 2
Legal Tract	536902
Legal Block	221
Legal Lot Number	65
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1014
Census Tract	5601

Owner

431 Commons Park Dr is owned and occupied by two individuals who bought it in September 2013.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 25, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Feb 27, 2017	Deed of Trust, Mortgage · VA Mortgage NETWORK FUNDING LP
Jun 6, 2019	Deed of Trust, Mortgage ACCELERATE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2013 · Amount on File
Deed Sale	Sep 18, 2013 · Amount on File
Prior Sale	Jul 10, 2013 · Amount on File
Deed Document Number	2013160197
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jun 9, 2026
Property Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738
Document Number	0000042531
Instrument Date	Jun 2, 2026
Instrument	202642531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738

Mortgage

Document Number	0000042531,
Date	Jun 9, 2026
Instrument	202642531

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate	6.37%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738

Mortgage

Document Number	0000031015
Date	May 4, 2023
Instrument	2023000031015

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738

Mortgage

Document Number	0000122574
Date	Jun 25, 2021
Instrument	20210625-00122574

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028445
Date	Feb 27, 2017
Instrument	20170227-00028445

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	431 COMMONS PARK DR, CAMARILLO, CA 93012-7738
Document Number	0000065715
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 COMMONS PARK DR CAMARILLO CA 930127738, CAMARILLO, CA 93012-7738

Mortgage

Document Number	0000065715
Date	Jun 13, 2019
Instrument	65715

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 431 Commons Park Dr was $9,377, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,500 (+2%) Land $342,600 Building $513,900
2025	$9,377.00 (+2%)	$839,706 Land $335,882 Building $503,824
2024	$9,193.00 (+3.74%)
2023	$8,862.00 (+0.28%)	$807,100 Land $322,839 Building $484,261
2022	$8,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 Commons Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Commons Park Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Rocket Broadband, Verizon.

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