431 Colonial Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 431 Colonial Dr, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.242 acres (10,552 sqft)
Owner	Individual Name on File
Tax Bill	$4,129 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-26-303-006`

Property Details

APN / Parcel Number

Primary APN	`08-26-303-006`

Exterior

Lot Area	10,552 sqft (0.242 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Account Number	0826303006
Street Address	431 COLONIAL DR
City	DEKALB
State	IL
Zip	60115-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL SUB - LOT 6 BLOCK 5
Legal Subdivision	COLONIAL SUB
Legal Block	5
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2033
Census Tract	1500

Owner

431 Colonial Dr is owned and occupied by an individual who acquired it in June 2015.

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	431 COLONIAL DR, DEKALB, IL 60115-4731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2015
Deed Sale	Jun 8, 2015
Prior Sale	Jun 18, 2013
Deed Document Number	20155172
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	0000003372
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	431 COLONIAL DR, DEKALB, IL 60115-4731
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001784
Date	Feb 16, 2022
Instrument	2022001784

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	431 COLONIAL DR, DEKALB, IL 60115-4731
Document Number	0000011703
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COLONIAL DR DEKALB IL 601154731, DEKALB, IL 60115-4731

Mortgage

Document Number	0000011703
Date	Nov 6, 2020
Instrument	11703

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	PO BOX 2937, AURORA, IL 60507-2937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2030

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	431 COLONIAL DR, DEKALB, IL 60115-4731
Document Number	0000004319
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 COLONIAL DR DEKALB IL 601154731, DEKALB, IL 60115-4731

Mortgage

Document Number	0000004319
Date	May 24, 2019
Instrument	4319

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 23, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	431 COLONIAL DR, DEKALB, IL 60115-4731
Document Number	0000009759
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 COLONIAL DR DEKALB IL 601154731, DEKALB, IL 60115-4731

Mortgage

Document Number	0000009759
Date	Oct 4, 2017
Instrument	9759

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 3, 2022

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,337 Land $11,715 Building $51,622	$190,011 Land $35,145 Building $154,866
2024	$4,129.00
2023		$50,429 Land $9,328 Building $41,101	$151,287 Land $27,984 Building $123,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 Colonial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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