DeKalb County property record for 428 Colonial Dr, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.242 acres (10,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Nov 2020) |
| Tax Bill | $5,379 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-304-006 |
| Primary APN | 08-26-304-006 |
|---|
| Lot Area | 10,552 sqft (0.242 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Account Number | 0826304006 |
|---|---|
| Street Address | 428 COLONIAL DR |
| City | DEKALB |
| State | IL |
| Zip | 60115-4732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONIAL SUB - LOT 11 BLOCK 5 |
| Legal Subdivision | COLONIAL SUB |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1500 |
428 Colonial Dr is owned and occupied by two individuals who bought it in November 2020.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 COLONIAL DR, DEKALB, IL 60115-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Nov 4, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on File |
| Deed Sale | Nov 4, 2020 · Amount on File |
| Prior Sale | Nov 26, 2013 |
| Deed Document Number | 202011602 |
| Prior Transfer Date | Aug 11, 2016 |
| Prior Transfer Doc | 0000008501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 428 COLONIAL DR, DEKALB, IL 60115-4732 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000001888 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024001888 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE E, CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2039 |
| Change Frequency | Monthly |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 4, 2020 |
| Property Address | 428 COLONIAL DR, DEKALB, IL 60115-4732 |
| Document Number | 0000011602 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 11602 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $257.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 250 JEFFERSON ST AURORA IL 605052773, AURORA, IL 60505-2773 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,516 Land $12,127 Building $68,389 | $241,548 Land $36,381 Building $205,167 | |
| 2024 | $5,379.00 | ||
| 2023 | $64,107 Land $9,656 Building $54,451 | $192,321 Land $28,968 Building $163,353 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 Colonial Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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