431 Co Rd 784, Etowah, TN 37331 Property Records

McMinn County property record for 431 Co Rd 784, Etowah, TN 37331

Property Summary

Property Type	Mobile Home
Details	720 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2020)
Tax Bill	$175 (2025)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054125 10402`

Property Details

APN / Parcel Number

Primary APN	`054125 10402`
Alternative APN	`125 10402`

Interior

Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1988
Architectural Style	Mobile/Manufactured
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	431 COUNTY ROAD 784
City	ETOWAH
State	TN
Zip	37331-5120
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 04, COUNTY AREA: I01
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	3
Census Block	3003
Census Tract	970700

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 NORTH AVE, ATHENS, TN 37303-2436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Mar 25, 2009 · Amount on Record
Deed Document Number	220797
Deed Book / Page	22L / 467
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 22, 2020
Property Address	431 COUNTY ROAD 784, ETOWAH, TN 37331-5120
Document Number	22L467
Book / Page	00022L / 000467
Instrument Date	Dec 18, 2020
Instrument	220797
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8551 BRAMLETT RD HARRISON TN 373419394, HARRISON, TN 37341-9394

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	431 COUNTY ROAD 784, ETOWAH, TN 37331-5120
Document Number	1221653
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8551 BRAMLETT RD HARRISON TN 373419394, HARRISON, TN 37341-9394

Mortgage

Document Number	1221653
Date	Dec 22, 2020
Book Page	001221/000653
Instrument	220798

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	HARRISON, TN 37341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$175.00	$16,125 (-) Land $11,275 Building $4,850
2024	$175.00	$16,125 (-) Land $11,275 Building $4,850
2023	$175.00 (+38.89%)	$16,125 (+97.25%) Land $11,275 Building $4,850	$64,500 (+97.25%) Land $45,100 Building $19,400
2022	$126.00	$8,175 Land $6,650 Building $1,525	$32,700 Land $26,600 Building $6,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: America Internet & Communications, T-Mobile, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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