413 Co Rd 784, Etowah, TN 37331 Property Records

McMinn County property record for 413 Co Rd 784, Etowah, TN 37331

Property Summary

Property Type	Rural Home
Details	3 ba · 2,571 sqft · built 2007
Lot Size	25.6 acres (1,116,007 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (May 2026)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054125 02701`

Property Details

APN / Parcel Number

Primary APN	`054125 02701`
Alternative APN	`125 02701`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,571 sqft Living Area
1st Floor Area	1,978 sqft
Upper Floors Area	1,978 sqft
Basement Area	1,978 sqft
Unfinished Basement	1,978 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,116,007 sqft (25.6 acres)
Terrain	Mountain
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	5,476 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	413 COUNTY ROAD 784
City	ETOWAH
State	TN
Zip	37331-5120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 04 CANTLEY SURVEY 11/14/05 PRORATE 2008, COUNTY AREA: I01
Legal Subdivision	ROGER WATKINS & LARRY SCHILLER
Legal Lot Number	2
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	3
Census Block	3003
Census Tract	970700

Owner

Source: McMinn County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 COUNTY ROAD 784, ETOWAH, TN 37331-5120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	2026274128
Deed Book / Page	7 / 704
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	May 7, 2026
Property Address	413 COUNTY ROAD 784, ETOWAH, TN 37331-5120
Document Number	0000274128
Book / Page	7 / 704
Instrument Date	May 5, 2026
Instrument	2026.274128
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$336,330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 COUNTY ROAD 784, ETOWAH, TN 37331-5120

Mortgage

Document Number	0000274129,
Date	May 7, 2026
Instrument	2026.274129

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (-22.5%) Additional exemption filed	$159,100 (-22.5%) Land $10,300 Building $148,800
2024	$2,222.00 (+31.48%) Additional exemption filed	$205,300 (+31.5%) Land $7,325 Building $197,975
2023	$1,690.00 (+7.23%) Additional exemption filed	$156,125 (+53.29%) Land $7,325 Building $148,800	$752,400 (+84.68%) Land $157,200 Building $595,200
2022	$1,576.00	$101,850 Land $6,025 Building $95,825	$407,400 Land $24,100 Building $383,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
America Internet & Communications Fixed Wireless	75 / 25
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 784

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