431 Clark Ct, Duluth, MN 55811 Property Records

St. Louis County property record for 431 Clark Ct, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,504 sqft · built 2003
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on Record
Last Sale$220,433 (Mar 2004)
Tax Bill$5,898 (2026)
Deeds & MortgagesFeb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN010-0167-00060

Property Details

APN / Parcel Number

Primary APN010-0167-00060
Alternative APNs
  • 1194657
  • 896379

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,504 sqft Gross Area
1st Floor Area1,504 sqft
Basement Area392 sqft
Finished Basement392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area9,845 sqft (0.226 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area110 sqft
Patio Area120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1194657
Street Address431 CLARK CT
CityDULUTH
StateMN
Zip55811-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK 1 SERIAL #
Legal SubdivisionANDREWS DIVISION
Legal Block1
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1000
Census Tract301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 CLARK CT, DULUTH, MN 55811-5001
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2004 · Amount on Record
Deed SaleMar 24, 2004 · Amount on Record
Deed Document Number2004937893
Last Transfer DateFeb 12, 2010
Transfer Doc0001129199
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateFeb 20, 2026
Property Address431 CLARK CT, DULUTH, MN 55811-5001
Document Number0001528280
Instrument DateFeb 19, 2026
Instrument1528280
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 CLARK CT, DULUTH, MN 55811-5001

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,898.00 (+2.97%) Homeowner's exemption
2025$5,728.00 (+10.66%) Homeowner's exemption$438,500 (+3.15%) Land $47,600 Building $390,900$438,500 (+3.15%) Land $47,600 Building $390,900
2024$5,176.00$425,100 (+18.61%) Land $34,900 Building $390,200$425,100 (+18.61%) Land $34,900 Building $390,200
2022$358,400 Land $37,500 Building $320,900$358,400 Land $37,500 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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