St. Louis County property record for 426 Clark Ct, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,364 sqft · built 2004 |
| Lot Size | 0.23 acres (10,055 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,000 (Jan 2020) |
| Tax Bill | $6,636 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0167-00090 |
| Primary APN | 010-0167-00090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Gross Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,142 sqft |
| Finished Basement | 1,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,055 sqft (0.23 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1084238 |
|---|---|
| Street Address | 426 CLARK CT |
| City | DULUTH |
| State | MN |
| Zip | 55811-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 1 SERIAL # |
| Legal Subdivision | ANDREWS DIVISION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 426 CLARK CT, DULUTH, MN 55811-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Jan 13, 2020 | Warranty Deed, Transfer CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS |
| Jan 24, 2018 | Grant Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Prior Sale | Jan 24, 2018 · Amount on Record |
| Deed Document Number | 20201371210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 426 CLARK CT, DULUTH, MN 55811-5002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001416946 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 1416946 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 13, 2020 |
| Property Address | 426 CLARK CT, DULUTH, MN 55811-5002 |
| Document Number | 00A1371210 |
| Instrument Date | Dec 20, 2019 |
| Instrument | A1371210 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,033.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 426 CLARK CT DULUTH MN 558115002, DULUTH, MN 55811-5002 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 24, 2018 |
| Property Address | 426 CLARK CT, DULUTH, MN 55811-5002 |
| Document Number | 00A1326476 |
| Instrument Date | Jan 16, 2018 |
| Instrument | A1326476 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,031.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 426 CLARK CT DULUTH MN 558115002, DULUTH, MN 55811-5002 |
| Document Number | A1326477 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | A1326477 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,636.00 (+2.98%) Homeowner's exemption | ||
| 2025 | $6,444.00 (+10.87%) Homeowner's exemption | $462,500 (-2.36%) Land $48,000 Building $414,500 | $462,500 (-2.36%) Land $48,000 Building $414,500 |
| 2024 | $5,812.00 | $473,700 (+18.87%) Land $35,100 Building $438,600 | $473,700 (+18.87%) Land $35,100 Building $438,600 |
| 2022 | $398,500 Land $37,800 Building $360,700 | $398,500 Land $37,800 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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