431 Charter St, Columbus, TX 78934 Property Records

Colorado County property record for 431 Charter St, Columbus, TX 78934

Property Summary

Property Type	Single Family Home
Details	892 sqft · built 1950
Lot Size	0.104 acres (4,539 sqft)
Owner	Individual Name on Record
Tax Bill	$2,135 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1062022100900`

Property Details

APN / Parcel Number

Primary APN	`1062022100900`
Alternative APN	`12066`

Interior

Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,539 sqft (0.104 acres)
Lot Dimensions	80 ft deep x 57 ft wide
Garage Area	231 sqft
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	12066
Street Address	431 CHARTER ST
City	COLUMBUS
State	TX
Zip	78934-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK U LT PT 9,10 COLUMBUS & HOUSE
Legal Subdivision	SMITH & JONES ADDITION
Legal Block	U
Jurisdiction	COLORADO TX
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1065
Census Tract	750400

Owner

Source: Colorado County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 CHARTER ST, COLUMBUS, TX 78934-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	Mar 15, 2024 · Amount on Record
Deed Document Number	20252243
Deed Book / Page	1095 / 586
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000003608
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLORADO TX
Recording Date	Mar 18, 2024
Property Address	431 CHARTER ST, COLUMBUS, TX 78934-1553
Document Number	001059/309
Book / Page	1059 / 309
Instrument Date	Mar 15, 2024
Instrument	1019
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	BOTTS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 TAIT ST, COLUMBUS, TX 78934-2944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 FORINO DR, ROUND ROCK, TX 78665-2863

Mortgage

Document Number	0000001020
Date	Mar 18, 2024
Instrument	1020

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLORADO TX
Recording Date	Aug 20, 2021
Property Address	431 CHARTER ST, COLUMBUS, TX 78934-1553
Document Number	000971/772
Book / Page	971 / 772
Map Reference	VOL 1 PG 35
Instrument Date	Aug 12, 2021
Instrument	3608
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 TAIT ST, COLUMBUS, TX 78934-2944

Tax Assessment & Valuation

Source: Colorado County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Colorado County
Municipality	Columbus City
Unified School District	Columbus Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,135.00 (+124.97%) Homeowner's exemption	$140,520 (-0.78%) Land $52,410 Building $88,110	$140,520 (-0.78%) Land $52,410 Building $88,110
2025	$949.00 (-28%) Homeowner's exemption	$141,620 (+97%) Land $52,410 Building $89,210	$141,620 (+97%) Land $52,410 Building $89,210
2023		$71,890 Land $24,960 Building $46,930	$71,890 Land $24,960 Building $46,930
2022	$1,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	11 (1981–2022)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBUS serves 3,860 people · EPA ID TX0450001
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Colorado Valley Communications.

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