414 Charter St, Columbus, TX 78934 Property Records

Colorado County property record for 414 Charter St, Columbus, TX 78934

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1950
Lot Size	0.25 acres (10,873 sqft)
Owner	2 Individual Names on File
Last Sale	$292,500 (Apr 2021)
Tax Bill	$5,090 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1062021400500`

Property Details

APN / Parcel Number

Primary APN	`1062021400500`
Alternative APN	`11994`

Interior

Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	2,102 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Lot Area	10,873 sqft (0.25 acres)
Lot Dimensions	167 ft deep x 65 ft wide
Garage Area	192 sqft
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	11994
Street Address	414 CHARTER ST
City	COLUMBUS
State	TX
Zip	78934-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK N LT PT 5 COLUMBUS & HOUSE
Legal Subdivision	SMITH & JONES ADDITION
Legal Block	N
Jurisdiction	COLORADO TX
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1062
Census Tract	750400

Owner

414 Charter St is owned and occupied by two individuals who bought it in April 2021.

Source: Colorado County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 CHARTER ST, COLUMBUS, TX 78934-1507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage INDUSTRY STATE BANK
Apr 5, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage ROUND TOP STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Mar 30, 2021
Deed Document Number	20211403
Deed Book / Page	958 / 1
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000001140
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLORADO TX
Recording Date	Aug 2, 2023
Property Address	414 CHARTER ST, COLUMBUS, TX 78934-1507
Document Number	001041/333
Book / Page	1041 / 333
Map Reference	VOL 1 PG 35 SL 18
Instrument Date	Jul 28, 2023
Instrument	3324
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 PESCHEL LN, SEALY, TX 77474-8595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CHARTER ST, COLUMBUS, TX 78934-1507

Mortgage

Document Number	0000003325
Date	Aug 2, 2023
Instrument	3325

Lender

Name	INDUSTRY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	83 Months
Due	Jul 28, 2030

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLORADO TX
Recording Date	Apr 5, 2021
Property Address	414 CHARTER ST, COLUMBUS, TX 78934-1507
Document Number	958/1
Book / Page	958 / 1
Map Reference	VOL 1 PG 35
Instrument Date	Mar 24, 2021
Instrument	1403
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 S TEXAS ST, 1015, DERIDDER, LA 70634-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CHARTER ST, COLUMBUS, TX 78934-1507

Mortgage

Document Number	1404
Date	Apr 5, 2021
Instrument	1404

Lender

Name	ROUND TOP STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 24, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 414 Charter St was $5,090 with exemptions applied, up 77.5% from the year before.

Source: Colorado County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Colorado County
Municipality	Columbus City
Unified School District	Columbus Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,090.00 (+77.48%) Homeowner's exemption Senior Citizen's exemption	$334,990 (-0.9%) Land $68,490 Building $266,500	$334,990 (-0.9%) Land $68,490 Building $266,500
2025	$2,868.00 Homeowner's exemption Senior Citizen's exemption	$338,040 Land $68,490 Building $269,550	$338,040 Land $68,490 Building $269,550
2023		$283,340 Land $40,770 Building $242,570	$283,340 Land $40,770 Building $242,570
2022	$4,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Charter St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	11 (1981–2022)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Charter St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBUS serves 3,860 people · EPA ID TX0450001
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Colorado Valley Communications.

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