431 Cedar Spgs, Spring Branch, TX 78070 Property Records

Comal County property record for 431 Cedar Spgs, Spring Branch, TX 78070

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 1986
Lot Size	1.42 acres (61,884 sqft)
Owner	Individual Name on Record
Last Sale	$146,450 (Sep 2026)
Tax Bill	$79 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0400-1215-00`

Property Details

APN / Parcel Number

Primary APN	`45-0400-1215-00`
Alternative APN	`46808`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Lot Area	61,884 sqft
Lot Dimensions	345 ft deep x 95 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	431 CEDAR SPGS
City	SPRING BRANCH
State	TX
Zip	78070-4620
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	REBECCA CREEK PARK FIRST FILING, BLOCK 14, LOT 6 & 7
Legal Subdivision	REBECCA CREEK PARK FIRST FILING
Legal Block	14
Legal Lot Number	6,7
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2020
Census Tract	310610

Owner

Source: Comal County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 CEDAR SPGS, SPRING BRANCH, TX 78070-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Deed Document Number	202626901
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COMAL TX
Recording Date	Sep 3, 2026
Property Address	431 CEDAR SPGS, SPRING BRANCH, TX 78070-4620
Document Number	0000026901
Instrument Date	Sep 2, 2026
Instrument	202626901
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CEDAR SPGS, SPRING BRANCH, TX 78070-4620

Mortgage

Document Number	0000026902,
Date	Sep 3, 2026
Instrument	202626902

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,220 (+1%)	$158,600 (-2.36%) Land $138,520 Building $20,080
2025	$79.00 (+9.72%) Homeowner's exemption Senior Citizen's exemption	$63,836 (-67.01%)	$162,430 (-16.07%) Land $138,520 Building $23,910
2024	$72.00 (+46.94%)
2023		$193,520 Land $174,510 Building $19,010	$193,520 Land $174,510 Building $19,010
2018	$49.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20