Lorain County property record for 431 Bell Ave, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,204 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Garage | Attached, 400 sqft |
| Last Sale | $67,000 (2026) |
| Tax Bill | $1,847.00 (2025) |
| Primary APN | 06-24-027-116-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 1,748 sqft Gross Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 135 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 16 sqft Patio |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 431 BELL AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW FRNT 0040.00 DPTH 0135.00 |
| Legal Subdivision | FAIRVIEW |
| Legal Tract | 24 |
| Legal Block | 116 |
| Legal Lot Number | 176 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-027-116-010
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 574 WALNUT ST, ELYRIA, OH 44035-3351 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| May 28, 2026 | Warranty Deed, Transfer MILLER HOME TITLE |
| Mar 09, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUNTINGTON NAT'L BK/WV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Deed Doc Number | 202697562 |
| Prior Transfer Date | Oct 17, 2016 |
| Prior Transfer Doc | 0000605479 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 14, 2026 |
| Property Address | 431 BELL AVE, ELYRIA, OH 44035-3305 |
| Document Number | 0000103357 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026103357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 574 WALNUT ST, ELYRIA, OH 44035-3351 |
| Document Number | 0000103357, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026103357 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 28, 2026 |
| Property Address | 431 BELL AVE, ELYRIA, OH 44035-3305 |
| Document Number | 0000097562 |
| Instrument Date | May 27, 2026 |
| Instrument | 202697562 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $27,068.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 WALNUT ST, ELYRIA, OH 44035-3351 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 431 BELL AVE, ELYRIA, OH 44035-3305 |
| Document Number | 0000664669 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 431 BELL AVE ELYRIA OH 440353305, ELYRIA, OH 44035-3305 |
| Document Number | 0000664669 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 664669 |
| Name | HUNTINGTON NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2033 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,847.00 | $37,370 (-0.01%) Land $4,030 Building $33,340 | $106,780 (-) Land $11,520 Building $95,260 |
| 2024 | $1,847.00 (+15.08%) | $37,373 (+29.92%) Land $4,032 Building $33,341 | $106,780 (+29.92%) Land $11,520 Building $95,260 |
| 2023 | $1,605.00 (+0.31%) | $28,767 (-0.01%) Land $2,755 Building $26,012 | $82,190 (-) Land $7,870 Building $74,320 |
| 2022 | $1,600.00 | $28,770 Land $2,760 Building $26,010 | |
| 2021 | $82,190 Land $7,870 Building $74,320 |
431 Bell Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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