428 Bell Ave, Elyria, OH 44035 Property Records

Lorain County property record for 428 Bell Ave, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1960
Square Footage1,424 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
Last Sale$70,000 (2023)
Tax Bill$2,832.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-027-106-043

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,424 sqft Living Area
1st Floor1,424 sqft 1st Floor
Basement Area1,424 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area10,454 sqft (0.24 acres)
Depth X Width135 ft x 80 ft Depth x Width
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address428 BELL AVE
CityELYRIA
StateOH
Zip44035-3306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW 80 X 135
Legal SubdivisionFAIRVIEW
Legal Tract24
Legal Block106
Legal Lot Number193&1
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup3
Census Block3013
Census Tract70400

Owner

Source: Lorain County records · APN 06-24-027-106-043

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address268 LAKESIDE AVE, WELLINGTON, OH 44090-9322
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Commercial Mortgage
RAIN CITY CAPITAL LLC
Sep 23, 2025Deed of Trust, Mortgage · Commercial Mortgage
RAIN CITY CAPITAL LLC
Jan 12, 2023Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Mar 08, 2022Land Contract, Transfer · Land Contract (Agreement of Sale)
RIGHT PATH PROPERTIES LLC
Dec 21, 2018Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Doc Number2023903251
Last Transfer DateJul 22, 2025
Transfer Doc0000060455
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address428 BELL AVE, ELYRIA, OH 44035-3306
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068846
DateSep 24, 2025
Instrument2025-0068846
Lender
NameRAIN CITY CAPITAL LLC
TypeMortgage Company
AddressKIRKLAND, WA 98034
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address428 BELL AVE, ELYRIA, OH 44035-3306
Transaction TypeMortgage
Record UpdatedOct 02, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068728
DateSep 23, 2025
Instrument2025-0068728
Lender
NameRAIN CITY CAPITAL LLC
TypeMortgage Company
AddressKIRKLAND, WA 98034
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 12, 2023
Property Address428 BELL AVE, ELYRIA, OH 44035-3306
Document Number0000903251
Map ReferenceVOL 6 PG 24
Instrument DateDec 23, 2022
Instrument2023-0903251
Transaction TypeTransfer
Record UpdatedFeb 16, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 LAKESIDE AVE, WELLINGTON, OH 44090-9322
InvestorPossibly a Property Investor

March 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionLORAIN OH
Recording DateMar 08, 2022
Property Address428 BELL AVE, ELYRIA, OH 44035-3306
Document Number0000865873
Instrument DateMar 03, 2022
Instrument2022-0865873
Transaction TypeTransfer
Record UpdatedMar 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address593 AUGUSTA DR, 593, ELYRIA, OH 44035-8312

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 S MAIN ST, WELLINGTON, OH 44090-1369

Mortgage

DateMar 08, 2022
Lender
NameRIGHT PATH PROPERTIES LLC
TypeSeller
Agreement
TypeLand Contract (Agreement of Sale)
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 21, 2018
Property Address428 BELL AVE, ELYRIA, OH 44035-3306
Document Number0000699183
Instrument DateDec 20, 2018
Instrument699183
Transaction TypeTransfer
Record UpdatedJan 04, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$158.40
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address593 AUGUSTA DR ELYRIA OH 440358312, ELYRIA, OH 44035-8312

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,832.00 (+202.56%)$57,280 (+0.01%) Land $6,350 Building $50,930$163,640 (-) Land $18,140 Building $145,500
2024$57,274 (+241.26%) Land $6,349 Building $50,925$163,640 (+241.27%) Land $18,140 Building $145,500
2023$936.00 (+0.32%)$16,783 (+0.02%) Land $4,340 Building $12,443$47,950 (-) Land $12,400 Building $35,550
2022$933.00$16,780 Land $4,340 Building $12,440
2021$47,950 Land $12,400 Building $35,550

Flood & Wildfire

428 Bell Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bell Ave

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