431 Arrowhead Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 431 Arrowhead Ct, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 1983
Lot Size	0.254 acres (11,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Jul 2003)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-4040-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4040-3`
Alternative APNs	`14-28-16-54940-000-0490` `281614549400000490` `162814549400000490` `R149477`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,073 sqft (0.254 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R149477
Street Address	431 ARROWHEAD CT
City	OLDSMAR
State	FL
Zip	34677-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FOREST LAKES, THE LOT 49
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	MANORS OF FOREST LAKES,
Legal Tract	54940
Legal Lot Number	49
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	27327

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 ARROWHEAD CT, OLDSMAR, FL 34677-4507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2003 · Amount on Record
Deed Sale	Jul 24, 2003 · Amount on Record
Deed Document Number	2003305714
Deed Book / Page	12924 / 2303
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	431 ARROWHEAD CT, OLDSMAR, FL 34677-4507
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ARROWHEAD CT, OLDSMAR, FL 34677-4507

Mortgage

Document Number	0213572120
Date	Jan 26, 2021
Book Page	21357/2120
Instrument	2021024588

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+8.43%) Homeowner's exemption	$175,908 (+5.99%)	$421,145 (+0.11%) Land $138,394 Building $282,751
2023	$2,171.00 (+3.38%) Homeowner's exemption	$165,971 (+3%)	$420,687 (+27.7%) Land $200,396 Building $220,291
2022	$2,100.00 Homeowner's exemption	$161,137	$329,425 Land $158,654 Building $170,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 202 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	202 in force
Nearby Flood Claims	6 (2008–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20