Pinellas County property record for 428 Arrowhead Ct, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,554 sqft · built 1983 |
| Lot Size | 0.307 acres (13,399 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $205,000 (Dec 2013) |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-4031-2 |
| Primary APN | C62-000-759-4031-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,554 sqft Heated Area |
| 1st Floor Area | 1,554 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,399 sqft (0.307 acres) |
| Lot Dimensions | 139 ft deep x 83 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149468 |
|---|---|
| Old Parcel Number | 162814549400000400 |
| Street Address | 428 ARROWHEAD CT |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS OF FOREST LAKES, THE LOT 40 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 14 |
| Legal Subdivision | MANORS OF FOREST LAKES,THE |
| Legal Lot Number | 40 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 27327 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 3, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Mar 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on Record |
| Deed Sale | Dec 20, 2013 · Amount on Record |
| Prior Sale | Aug 1, 2003 |
| Deed Document Number | 2013402392 |
| Deed Book / Page | 18260 / 664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Document Number | 0233761246 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 23376/1246 |
| Instrument | 2025335866 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Document Number | 0223631392 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 22363/1392 |
| Instrument | 2023056566 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Document Number | 0218842123 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 21884/2123 |
| Instrument | 2022008796 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Document Number | 0214711291 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 21471/1291 |
| Instrument | 2021111201 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Document Number | 0208490628 |
| Instrument Date | Jan 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 ARROWHEAD CT OLDSMAR FL 346774506, OLDSMAR, FL 34677-4506 |
| Document Number | 0208490628 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 020849/000628 |
| Instrument | 19117 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 428 ARROWHEAD CT, OLDSMAR, FL 34677-4506 |
| Document Number | 0199882124 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 ARROWHEAD CT OLDSMAR FL 346774506, OLDSMAR, FL 34677-4506 |
| Document Number | 0199882124 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 019988/002124 |
| Instrument | 93174 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2048 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,863.00 (+8.12%) Homeowner's exemption | $204,938 (+5.99%) | $412,349 (-1.93%) Land $145,589 Building $266,760 |
| 2023 | $2,648.00 (+3.16%) Homeowner's exemption | $193,361 (+3%) | $420,483 (+27.18%) Land $211,434 Building $209,049 |
| 2022 | $2,567.00 Homeowner's exemption | $187,729 | $330,614 Land $166,869 Building $163,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 202 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 202 in force |
| Nearby Flood Claims | 6 (2008–2025) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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