431 8th St, Albany, MN 56307 Property Records

Stearns County property record for 431 8th St, Albany, MN 56307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$2,664 (2023)
Deeds & Mortgages	Aug 2023 Sale Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`40-25078-0000`

Property Details

APN / Parcel Number

Primary APN	`40-25078-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,193 sqft Living Area
Gross Area	735 sqft
1st Floor Area	663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1962
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Fence	Fence
Shed	1 Shed
Shed Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	40.25078.0000
Street Address	431 8TH ST
City	ALBANY
State	MN
Zip	56307-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 023 OF AUD SUBD #03 .15A PART OF LOT 23, BEG 172' S AND 547.56' E OF NW CORNER ON W LINE OF 8TH STR - S07D W ON W LINE
Legal Range	31
Legal Township	125
Legal Section	15
Legal Subdivision	AUD SUBD #03
Legal Lot Number	23
Jurisdiction	STEARNS MN
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1023
Census Tract	10402

Owner

431 8th St is owned and occupied by an individual who acquired it in August 2023.

Source: Stearns County records, as of April 8, 2024

Owner of Record	Individual Name on File
Mailing Address	431 8TH ST, ALBANY, MN 56307-9440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer EDINA REALTY TITLE
Aug 4, 2022	Quit Claim Deed, Transfer MAIN STREET TITLE AND ESCROW, MAIN STREET TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023
Deed Sale	Aug 22, 2023
Prior Sale	Aug 4, 2022
Deed Document Number	A1658753
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 22, 2023
Property Address	431 8TH ST, ALBANY, MN 56307-9440
Document Number	00A1658753
Instrument Date	Aug 18, 2023
Instrument	A1658753
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	EDINA REALTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 8TH ST, ALBANY, MN 56307-9440

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 4, 2022
Property Address	431 8TH ST, ALBANY, MN 56307-9440
Document Number	00A1638132
Instrument Date	Jul 5, 2022
Instrument	A1638132
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MAIN STREET TITLE AND ESCROW, MAIN STREET TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 8TH ST, ALBANY, MN 56307-9440

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albany City
County	Stearns County
Unified School District	Albany Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,664.00	$140,200 Land $21,300 Building $118,900	$140,200 Land $21,300 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 8th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albany serves 2,805 people · EPA ID MN1730001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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