Stearns County property record for 401 8th St, Albany, MN 56307
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,704 sqft · built 1890 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,564 (Apr 2011) |
| Tax Bill | $3,202 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-25080-0000 |
| Primary APN | 40-25080-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 1,626 sqft |
| 1st Floor Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 115 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 8TH ST |
|---|---|
| City | ALBANY |
| State | MN |
| Zip | 56307-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N103' OF S218' OF E115' OF LOT 23 WEST OF 8TH STR AUD SUBD #3 AUD SUBD #03 SECTION 15 TOWNSHIP 125 RANGE 031 #3 AUD SUBD #03 |
| Legal Range | 31W |
| Legal Township | 125 |
| Legal Section | 15 |
| Legal Subdivision | AUD SUBD #03 |
| Legal Lot Number | 23 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10402 |
401 8th St is owned and occupied by an individual who bought it in April 2011.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 233, ALBANY, MN 56307-0233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2011 · Amount on File |
| Deed Sale | Apr 15, 2011 · Amount on File |
| Prior Sale | Nov 10, 2010 · Amount on File |
| Deed Document Number | 2011398638 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 401 8th St was $3,202 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albany City |
| County | Stearns County |
| Unified School District | Albany Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,202.00 | ||
| 2025 | $177,200 Land $28,700 Building $148,500 | $177,200 Land $28,700 Building $148,500 | |
| 2023 | $3,078.00 | $160,600 Land $29,000 Building $131,600 | $160,600 Land $29,000 Building $131,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 8th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albany serves 2,805 people · EPA ID MN1730001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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