431 8th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 431 8th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2021)
Tax Bill	$4,806 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
APN	`381700 80.72-12-6`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-12-6`
Alternative APN	`1610470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	888 sqft
2nd Floor Area	888 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	550 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1610470
Street Address	431 8TH AVE
City	TROY
State	NY
Zip	12182-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	2 STY FR HSE 265-25/S1/2 515
Legal Block	12
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3008
Census Tract	40200

Owner

431 8th Ave is owned and occupied by an individual who bought it in February 2021.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	431 8TH AVE, TROY, NY 12182-3013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Jun 24, 2013 · Amount on File
Deed Document Number	2021582564
Deed Book / Page	9452 / 125
Prior Transfer Date	Aug 10, 2007
Prior Transfer Doc	0042530000000115
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 1, 2021
Property Address	431 8TH AVE, TROY, NY 12182-3013
Document Number	0094520125
Book / Page	9452 / 125
Instrument Date	Jan 25, 2021
Instrument	2021-582564
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 KESTNER LN, TROY, NY 12180-6557

Mortgage

Document Number	2021582565
Date	Feb 1, 2021
Instrument	2021-582565

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 431 8th Ave was $4,806, up 1.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,806.00 (+1.05%)
2025	$4,756.00	$98,000 Land $8,800 Building $89,200	$167,800 Land $15,068 Building $152,732
2023		$98,000 (-) Land $8,800 Building $89,200	$140,000 (+8.57%) Land $12,571 Building $127,429
2022	$5,070.00	$98,000 Land $8,800 Building $89,200	$128,947 Land $11,579 Building $117,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 431 8th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 8th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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