425 8th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 425 8th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,600 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2020)
Tax Bill	$4,351 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2020 Sale & Mortgage + 1 more
APN	`381700 80.72-12-9`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-12-9`
Alternative APN	`1610500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,600 sqft Total Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Upper Floors Area	160 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	24 sqft
Porch	Slab
Porch Area	504 sqft
Canopy	91 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1610500
Street Address	425 8TH AVE
City	TROY
State	NY
Zip	12182-3013
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SF
Legal Description	2.5 STY FR HSE 265-22-21/517
Legal Block	12
Legal Lot Number	9.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3008
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 8TH AVE, 2, TROY, NY 12182-3013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Dec 22, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU
Nov 24, 2020	Deed of Trust, Mortgage SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	May 23, 2000 · Amount on Record
Deed Document Number	2020580451
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Jun 17, 2026
Property Address	425 8TH AVE, TROY, NY 12182-3013
Document Number	0000672509
Book / Page	11298 / 266
Instrument Date	Jun 9, 2026
Instrument	2026672509
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 8TH AVE, TROY, NY 12182-3013

Mortgage

Document Number	0000672509,
Date	Jun 17, 2026
Book Page	11298/266
Instrument	2026672509

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 22, 2020
Property Address	425 8TH AVE, TROY, NY 12182-3013
Document Number	0000580451
Book / Page	009405 / 000322
Instrument Date	Nov 24, 2020
Instrument	580451
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 HARMONY MILLS LOFTS COHOES NY 12047, COHOES, NY 12047

Mortgage

Document Number	580452
Date	Dec 22, 2020
Book Page	009405/000326
Instrument	580452

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	425 8TH AVE, TROY, NY 12182-3013
Document Number	0000580452
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 HARMONY MILLS LOFTS COHOES NY 12047, COHOES, NY 12047

Mortgage

Document Number	0000580452
Date	Dec 22, 2020
Book Page	009405/000326
Instrument	580452

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,351.00 (+1.28%)
2025	$4,296.00 (+4.83%)	$94,000 (-) Land $14,000 Building $80,000	$161,000 (+19.88%) Land $23,979 Building $137,021
2023		$94,000 (-) Land $14,000 Building $80,000	$134,300 (+8.58%) Land $20,002 Building $114,298
2022	$4,098.00	$94,000 Land $14,000 Building $80,000	$123,684 Land $18,421 Building $105,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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