431 3rd St NW, Largo, FL 33770 Property Records

Pinellas County property record for 431 3rd St NW, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 924 sqft · built 1954
Lot Size	0.158 acres (6,891 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Jul 2022)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-2236-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-2236-2`
Alternative APNs	`34-29-15-94716-001-0160` `291534947160010160` `152934947160010160` `R376518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	924 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,891 sqft (0.158 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	516 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R376518
Street Address	431 3RD ST NW
City	LARGO
State	FL
Zip	33770-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALSINGHAMS ADD BLK A, LOT 16
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	WALSINGHAMS ADD
Legal Tract	94716
Legal Block	A
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3008
Census Tract	25602

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1122, SAFETY HARBOR, FL 34695-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 5, 2021	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
Jun 8, 2021	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	2022215529
Deed Book / Page	22132 / 766
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 12, 2022
Property Address	431 3RD ST NW, LARGO, FL 33770-2418
Document Number	0221320766
Book / Page	22132 / 766
Map Reference	MB 24 PG 61
Instrument Date	Jul 8, 2022
Instrument	2022215529
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	848 ANCHOR VISTA RD, 848, FARRAGUT, TN 37934-4884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 3RD ST NW, LARGO, FL 33770-2418

Mortgage

Document Number	0022132768
Date	Jul 12, 2022
Instrument	22132/768

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 5, 2021
Property Address	431 3RD ST NW, LARGO, FL 33770-2418
Document Number	0217480046
Book / Page	21748 / 46
Map Reference	MB 24 PG 61
Instrument Date	Oct 5, 2021
Instrument	2021326079
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4355 W KENNEDY BLVD, 4355, TAMPA, FL 33609-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 3RD ST NW, LARGO, FL 33770-2418

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 8, 2021
Property Address	431 3RD ST NW, LARGO, FL 33770-2418
Document Number	0215721584
Book / Page	21572 / 1584
Map Reference	MB 24 PG 61
Instrument Date	Jun 7, 2021
Instrument	2021189623
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1768 GREAT BRIKHILL RD, 1768, CLEARWATER, FL 33755-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 W KENNEDY BLVD, TAMPA, FL 33609-2126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,505.00 (+8.05%) Homeowner's exemption Veteran's exemption	$231,810 (+5.99%)	$280,067 (+28.05%) Land $121,130 Building $158,937
2023	$3,244.00 (-34.49%) Homeowner's exemption Veteran's exemption	$218,716 (-15.98%)	$218,716 (-15.98%) Land $99,564 Building $119,152
2022	$4,952.00	$260,299	$260,299 Land $165,896 Building $94,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Hurricane Hermine

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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