428 3rd St NW, Largo, FL 33770 Property Records

Pinellas County property record for 428 3rd St NW, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details1 ba · 672 sqft · built 1954
Lot Size0.157 acres (6,874 sqft)
OwnerOwner Name on Record
Last Sale$45,600 (Feb 2012)
Tax Bill$3,746 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-748-2243-8

Property Details

APN / Parcel Number

Primary APNC62-000-748-2243-8
Alternative APNs
  • 34-29-15-94716-002-0050
  • 152934947160020050
  • R376525

Interior

Full Baths1 Bath
Stories1 Story
Building Area672 sqft Heated Area
1st Floor Area672 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1983
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,874 sqft (0.157 acres)
Lot Dimensions130 ft deep x 53 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR376525
Old Parcel Number152934947160020050
Street Address428 3RD ST NW
CityLARGO
StateFL
Zip33770-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALSINGHAM'S ADD BLK B, LOT 5
Legal Range15
Legal Township29
Legal Section34
Legal SubdivisionWALSINGHAM'S ADD
Legal BlockB
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3007
Census Tract25602

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address428 3RD ST NW, LARGO, FL 33770-2474
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2012 · Amount on Record
Deed SaleFeb 17, 2012 · Amount on Record
Prior SaleJul 21, 2003 · Amount on Record
Deed Document Number2012047343
Deed Book / Page17492 / 786
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address428 3RD ST NW, LARGO, FL 33770-2474
Document Number0201350933
Instrument DateMay 20, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address436 3RD ST NW LARGO FL 337702474, LARGO, FL 33770-2474

Mortgage

Document Number0201350933
DateJul 20, 2018
Book Page020135/000933
Instrument230890
Lender
NameAMENDED M P & RESTATED TR (RT)
Address419 E SHORE DR, CLEARWATER BEACH, FL 33767-2028
Agreement
AmountAmount Recorded
Term240 Months
DueJul 19, 2038

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00 (+1,136.3%)$197,297 (+380.53%)$197,297 (+29.04%) Land $122,927 Building $74,370
2023$303.00 (+7.45%) Homeowner's exemption$41,058 (+3%)$152,892 (-26.28%) Land $96,114 Building $56,778
2022$282.00 Homeowner's exemption$39,862$207,391 Land $166,597 Building $40,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016 · Hurricane Hermine

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

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