Rensselaer County and Troy City property record for 431 2nd St, Troy, NY 12180 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1890 |
| Square Footage | 1,276 sqft Living Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Last Sale | $72,000 (2023) |
| Tax Bill | $3,503.00 (2025) |
| Primary APN | 381700 111.44-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,276 sqft Living Area |
| 1st Floor | 638 sqft 1st Floor |
| 2nd Floor | 638 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Depth X Width | 130 ft x 25 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 176 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1203990 |
|---|---|
| Street Address | 431 2ND ST |
| City | TROY |
| State | NY |
| Zip | 12180-5308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 STY FR HSE 29-33/251 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | RENSSELAER NY |
| Minor Civil Division | TROY |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 41000 |
Source: Rensselaer County and Troy City records · APN 381700 111.44-2-10
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 350 NORTHERN BLVD, 324-11, ALBANY, NY 12204-1000 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance SUNMARK FCU |
| Jan 10, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Sep 27, 2005 · Amount on Record |
| Deed Doc Number | 2023622387 |
| Deed Book / Page | 10291 / 283 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 431 2ND ST, TROY, NY 12180-5308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0103240298 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 10324/298 |
| Instrument | 2023-623999 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 10, 2023 |
| Property Address | 431 2ND ST, TROY, NY 12180-5308 |
| Document Number | 0102910283 |
| Book / Page | 10291 / 283 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2023-622387 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 350 NORTHERN BLVD # STE32, STE32, ALBANY, NY 12204-1000 |
Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,503.00 (+3.12%) | $75,000 (-) Land $8,800 Building $66,200 | $128,400 (+19.89%) Land $15,066 Building $113,334 |
| 2023 | $75,000 (-) Land $8,800 Building $66,200 | $107,100 (+8.53%) Land $12,566 Building $94,534 | |
| 2022 | $3,397.00 | $75,000 Land $8,800 Building $66,200 | $98,684 Land $11,579 Building $87,105 |
Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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