425 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 425 2nd St, Troy, NY 12180 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1890
Square Footage	1,840 sqft Total Area
Lot Size	3,049 sqft (0.07 acres)
Garage	Detached, 230 sqft
Occupancy	Owner Occupied
Tax Bill	$978.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-2-7`
Alternative APN	`1203960`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,840 sqft Total Area
1st Floor	920 sqft 1st Floor
2nd Floor	920 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,049 sqft (0.07 acres)
Depth X Width	130 ft x 25 ft Depth x Width
Garage Type	Detached Garage
Garage Area	230 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	128 sqft Shed
Porch	1 Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1203960
Street Address	425 2ND ST
City	TROY
State	NY
Zip	12180-5308
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY FR HSE 29-26/245
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Minor Civil Division	TROY
Census Blockgroup	2
Census Block	2003
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records · APN 381700 111.44-2-7

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 2ND ST, TROY, NY 12180-5308
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	425 2ND ST, TROY, NY 12180-5308
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110860294
Date	Oct 10, 2025
Book Page	11086/294
Instrument	2025-662340

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	253 Months
Due	Nov 01, 2046

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+22.86%)	$31,000 (-) Land $8,800 Building $22,200	$53,100 (+19.86%) Land $15,074 Building $38,026
2023		$31,000 (-) Land $8,800 Building $22,200	$44,300 (+8.61%) Land $12,575 Building $31,725
2022	$796.00 Homeowner's exemption	$31,000 Land $8,800 Building $22,200	$40,789 Land $11,579 Building $29,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Hazard	Not mapped
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.