431 1st St, Healdsburg, CA 95448 Property Records

Sonoma County property record for 431 1st St, Healdsburg, CA 95448

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,108 sqft · built 1987
Lot Size	0.135 acres (5,884 sqft)
Owner	2 Trust Names on File
Last Sale	$755,000 (Jan 2017)
Tax Bill	$10,333 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-142-029-000`

Property Details

APN / Parcel Number

Primary APN	`002-142-029-000`
Alternative APN	`002-142-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	2,548 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,884 sqft (0.135 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	002-142-029
Street Address	431 1ST ST
City	HEALDSBURG
State	CA
Zip	95448-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYHE
Legal Description	90 FM 2-142-12 PT 30 PM 120
Legal Subdivision	HEALDSBURG
Legal Block	2
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2007
Census Tract	153903

Owner

431 1st St is held in a trust since January 2017.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2443 FILLMORE ST, SAN FRANCISCO, CA 94115-1814
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit STANFORD FEDERAL CREDIT UNION
Dec 10, 2025	Intrafamily Transfer, Transfer
Dec 10, 2025	Intrafamily Transfer, Transfer
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Jan 24, 2017	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Prior Sale	Oct 7, 1998 · Amount on File
Deed Document Number	20176193
Prior Transfer Date	Mar 14, 2002
Prior Transfer Doc	0000042845
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jun 25, 2026
Property Address	431 1ST ST, HEALDSBURG, CA 95448-3938
Document Number	0000031780
Instrument Date	Jun 18, 2026
Instrument	202631780
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2443 FILLMORE ST, SAN FRANCISCO, CA 94115-1814

Mortgage

Document Number	0000031780,
Date	Jun 25, 2026
Instrument	202631780

Lender

Name	STANFORD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 10, 2025
Property Address	431 1ST ST, HEALDSBURG, CA 95448-3938
Document Number	0000062792
Map Reference	MB 436 PG 38-41
Instrument Date	Dec 9, 2025
Instrument	2025062792
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2443 FILLMORE ST PMB 38, SAN FRANCISCO, CA 94115-1814

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 10, 2025
Property Address	431 1ST ST, HEALDSBURG, CA 95448-3938
Document Number	0000062791
Map Reference	MB 436 PG 38-41
Instrument Date	Dec 9, 2025
Instrument	2025062791
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2443 FILLMORE ST PMB 38, SAN FRANCISCO, CA 94115-1814

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	431 1ST ST, HEALDSBURG, CA 95448-3938
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 WILLARD ST, SAN FRANCISCO, CA 94117-3708

Mortgage

Document Number	0000021506
Date	Feb 23, 2021
Instrument	2021021506

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 24, 2017
Property Address	431 1ST ST, HEALDSBURG, CA 95448-3938
Document Number	0000006193
Instrument Date	Jan 17, 2017
Instrument	6193
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1515 WILLARD ST SAN FRANCISCO CA 941173708, SAN FRANCISCO, CA 94117-3708

Mortgage

Document Number	6194
Date	Jan 24, 2017
Instrument	6194

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 431 1st St was $10,333.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Healdsburg City
Unified School District	Healdsburg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$893,760 (+2%) Land $357,503 Building $536,257
2025	$10,333.00	$876,237 Land $350,494 Building $525,743
2023	$9,828.00 (+1.04%)	$842,214 Land $336,885 Building $505,329
2022	$9,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 1st St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEALDSBURG serves 10,972 people · EPA ID CA4910005
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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