4309 Towanda Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 4309 Towanda Rd, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1959
Lot Size	0.217 acres (9,453 sqft)
Owner	Company Name on Record
Last Sale	$135,222 (Aug 2018)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Oct 2006 Mortgage + 5 more
APN	`0203004001170`

Property Details

APN / Parcel Number

Primary APN	`0203004001170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Lot Width	75 ft Width
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4309 TOWANDA RD
City	CHESAPEAKE
State	VA
Zip	23325-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	117 INDIAN RIVER EST SEC 3
Legal Subdivision	INDIAN RIVER ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1005
Census Tract	20003

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4058 SCHILLING PT, VIRGINIA BEACH, VA 23455-5643
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2007	Deed of Trust, Mortgage · Conventional Mortgage ACCREDITED HOME LENDERS I
Oct 6, 2006	Deed of Trust, Mortgage · ARM AAMES FUNDING CORP
Aug 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 22, 2018	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 22, 2018	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 27, 2018	Trustee's Deed, Foreclosure
Nov 13, 2007	Warranty Deed, Transfer · Conventional Mortgage MONARCH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	201822529
Deed Book / Page	9945 / 1167
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	009896/176
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007027/859
Date	Apr 9, 2007
Book Page	7027/859

Lender

Name	ACCREDITED HOME LENDERS I

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	9.05%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006777/702
Date	Oct 6, 2006
Book Page	6777/702

Lender

Name	AAMES FUNDING CORP

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2008

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007906/545
Date	Aug 14, 2009
Book Page	7906/545

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.88%

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 22, 2018
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Document Number	9945/1167
Book / Page	9945 / 1167
Instrument Date	Aug 14, 2018
Instrument	180022529
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 YAWL PT, VIRGINIA BEACH, VA 23454-2041

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 22, 2018
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Document Number	09945/1167
Book / Page	9945 / 1167
Instrument Date	Aug 14, 2018
Instrument	180022529
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 YAWL PT, VIRGINIA BEACH, VA 23454-2041
Investor	Possibly a Property Investor

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 27, 2018
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Document Number	009896/176
Book / Page	9896 / 176
Instrument Date	Mar 26, 2018
Instrument	180007652
Transaction Type	Foreclosure
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 13, 2007
Property Address	4309 TOWANDA RD, CHESAPEAKE, VA 23325-3134
Document Number	007272/545
Book / Page	7272 / 545
Instrument Date	Oct 31, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007272548
Date	Nov 13, 2007
Instrument	7272/548

Lender

Name	MONARCH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,900 (+6.66%) Land $125,000 Building $156,900	$281,900 (+6.66%) Land $125,000 Building $156,900
2025	$2,669.00 (+5.62%)	$264,300 (+15.52%) Land $115,000 Building $149,300	$264,300 (+15.52%) Land $115,000 Building $149,300
2024	$2,527.00 (+30.06%)
2023		$228,800 (+10.11%) Land $95,000 Building $133,800	$228,800 (+10.11%) Land $95,000 Building $133,800
2022		$207,800 Land $85,000 Building $122,800	$207,800 Land $85,000 Building $122,800
2019	$1,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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