4307 Towanda Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 4307 Towanda Rd, Chesapeake, VA 23325

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 2,472 sqft · built 2020
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Jul 2024)
Tax Bill	$4,271 (2024)
Deeds & Mortgages	Jan 2009 Line of Credit Jan 2009 Line of Credit + 3 more
APN	`0203004002110`

Property Details

APN / Parcel Number

Primary APN	`0203004002110`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,472 sqft Total Area
1st Floor Area	864 sqft
Upper Floors Area	1,036 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4307 TOWANDA RD
City	CHESAPEAKE
State	VA
Zip	23325-3143
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R8S: RESID
Legal Description	211 INDIAN RIVER EST SEC 3
Legal Subdivision	INDIAN RIVER ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	20003

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2009	Deed of Trust, Mortgage · Line of Credit FINANCIAL FREEDOM SENIOR
Jan 22, 2009	Deed of Trust, Mortgage · Line of Credit FINANCIAL FREEDOM SENIOR
May 1, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 22, 2019	Special Warranty Deed, Transfer
Jan 30, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	202413628
Deed Book / Page	10765 / 228
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	09983/1998
Record Updated	Oct 29, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007690/288
Date	Jan 22, 2009
Book Page	7690/288

Lender

Name	FINANCIAL FREEDOM SENIOR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007690/277
Date	Jan 22, 2009
Book Page	7690/277

Lender

Name	FINANCIAL FREEDOM SENIOR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 1, 2020
Property Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143
Document Number	10143/1555
Book / Page	10143 / 1555
Instrument Date	Apr 29, 2020
Instrument	200013355
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143

Mortgage

Document Number	0200013356
Date	May 1, 2020
Instrument	200013356

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 22, 2019
Property Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143
Document Number	10082/1470
Book / Page	10082 / 1470
Instrument Date	Nov 13, 2019
Instrument	190032425
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 30, 2019
Property Address	4307 TOWANDA RD, CHESAPEAKE, VA 23325-3143
Document Number	09983/1998
Book / Page	9983 / 1998
Instrument Date	Jan 23, 2019
Instrument	190002277
Transaction Type	Foreclosure
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,100 (+20.78%) Land $125,000 Building $341,100	$466,100 (+20.78%) Land $125,000 Building $341,100
2024	$4,271.00 (+188.19%)
2023		$385,900 (+5.96%) Land $95,000 Building $290,900	$385,900 (+5.96%) Land $95,000 Building $290,900
2022		$364,200 Land $85,000 Building $279,200	$364,200 Land $85,000 Building $279,200
2019	$1,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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