4309 Pine St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 4309 Pine St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,348 sqft · built 1960
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on Record
Last Sale$85,600 (Mar 2017)
Tax Bill$558 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN128B A 020

Property Details

APN / Parcel Number

Primary APN128B A 020
Alternative APN
  • 0000052448

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,348 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1965
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions150 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000052448
Street Address4309 PINE ST
CityCHATTANOOGA
StateTN
Zip37406-1128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPT LTS 8 9&10 BLK 6 TOWN OF KINGS POINT PB2 PG76 77&78
Legal SubdivisionKINGS POINT TOWN OF
Legal Block6
Legal Lot Number8-10 9
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1035
Census Tract11411

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4309 PINE ST, CHATTANOOGA, TN 37406-1128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 15, 2017Warranty Deed, Transfer · FHA Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2017 · Amount on Record
Deed SaleMar 15, 2017 · Amount on Record
Deed Document Number0010999769
Deed Book / Page10999 / 769
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJul 24, 2026
Property Address4309 PINE ST, CHATTANOOGA, TN 37406-1128
Document Number0000000028
Book / Page14379 / 780
Instrument DateJul 15, 2026
Instrument202628
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000028,
DateJul 24, 2026
Book Page14379/780
Instrument202628
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 10, 2041
Interest
Rate5.81%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4309 PINE ST, CHATTANOOGA, TN 37406-1128
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 PINE ST, CHATTANOOGA, TN 37406-1128

Mortgage

Document Number0000000026
DateDec 22, 2025
Book Page14144/679
Instrument2025122200026
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4309 PINE ST, CHATTANOOGA, TN 37406-1128
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000035
DateNov 9, 2021
Book Page12725/672
Instrument2021110900035
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressNORMAN, OK 73019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 15, 2017
Property Address4309 PINE ST, CHATTANOOGA, TN 37406-1128
Document Number0000000216
Book / Page10999 / 769
Map ReferenceMB P VOL2 PG76-78
Instrument DateMar 15, 2017
Instrument2017031500216
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyNORTHGATE TITLE ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316.72
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 PINE ST, CHATTANOOGA, TN 37406-1128

Mortgage

Document Number0000000217
DateMar 15, 2017
Instrument2017031500217
Lender
NameNOT AVAILABLE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$558.00 (+29.17%)$36,825 (+90.31%)$147,300 (+90.31%) Land $70,000 Building $77,300
2024$432.00$19,350 (-)$77,400 (-) Land $30,000 Building $47,400
2023$432.00$19,350 (-)$77,400 (-) Land $30,000 Building $47,400
2022$432.00$19,350$77,400 Land $30,000 Building $47,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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