Hamilton County property record for 4308 Pine St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,510 sqft · built 2024 |
| Lot Size | 0.24 acres (10,497 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jun 2024) |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 128B B 006.01 |
| Primary APN | 128B B 006.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Building Perimeter |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,497 sqft (0.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000395389 |
|---|---|
| Street Address | 4308 PINE ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 CAROLE MOSS PB P2 PGS 76-78 REV PB 128 PG 51 OUT OF 128B B 006 FOR 2024 |
| Legal Subdivision | KINGS POINT TOWN OF |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11411 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4308 PINE ST, CHATTANOOGA, TN 37406-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Construction Mortgage TOWER COMMUNITY BANK |
| Jun 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Aug 18, 2023 | Warranty Deed, Transfer REALTY TITLE INC, REALTY T&E SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Deed Document Number | 20248 |
| Deed Book / Page | 13620 / 51 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4308 PINE ST, CHATTANOOGA, TN 37406-1127 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000156 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 13448/538 |
| Instrument | 2023111400156 |
| Name | TOWER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | JASPER, TN 37347 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 14, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 13, 2024 |
| Property Address | 4308 PINE ST, CHATTANOOGA, TN 37406-1127 |
| Document Number | 0000000008 |
| Book / Page | 13620 / 51 |
| Map Reference | MB 128 PG 51 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 2024061300008 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4308 PINE ST, CHATTANOOGA, TN 37406-1127 |
| Document Number | 0000000009 |
|---|---|
| Date | Jun 13, 2024 |
| Instrument | 2024061300009 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 18, 2023 |
| Property Address | 4308 PINE ST, CHATTANOOGA, TN 37406-1127 |
| Document Number | 0000000125 |
| Book / Page | 13375 / 956 |
| Map Reference | MB 128 PG 51 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023081800125 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3406 ROBERTS RD, CHATTANOOGA, TN 37416-2815 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 (+50.46%) | $75,150 (+121.85%) | $300,600 (+121.85%) Land $70,000 Building $230,600 |
| 2024 | $757.00 | $33,875 | $135,500 Land $30,000 Building $105,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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