Osceola County property record for 4309 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,445 sqft Heated Area |
| Lot Size | 6,708 sqft (0.153 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $334,000 (2022) |
| Tax Bill | $3,974.00 (2025) |
| Primary APN | 83273 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,445 sqft Heated Area |
| Gross Area | 2,159 sqft Gross Area |
| 1st Floor | 1,445 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,708 sqft (0.153 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch | Open Porch |
| Porch Area | 294 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 83273 |
|---|---|
| Street Address | 4309 NATCHEZ TRACE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6826 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NATCHEZ TRACE PB 5 PGS 105-106 LOT 47 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | NATCHEZ TRACE & PINE ISLE IN CITY |
| Legal Tract | 560 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3031 |
| Census Tract | 43208 |
Source: Osceola County records · APN 83273
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4309 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Jun 14, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2022 · Amount on Record |
| Deed Sale | Dec 02, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Doc Number | 2022173992 |
| Deed Book / Page | 6324 / 527 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 02, 2022 |
| Property Address | 4309 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6826 |
| Document Number | 0063240527 |
| Book / Page | 6324 / 527 |
| Map Reference | MB 5 PG 105&106 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 2022173992 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,338.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 4309 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6826 |
| Document Number | 0006324529 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 6324/529 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 14, 2022 |
| Property Address | 4309 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6826 |
| Document Number | 0062330537 |
| Book / Page | 6233 / 537 |
| Map Reference | MB 5 PG 105&106 |
| Instrument Date | Jun 05, 2022 |
| Instrument | 2022093352 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,264.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4309 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6826 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,974.00 (+3.62%) Homeowner's exemption | $264,900 (+3.84%) Land $60,000 Building $204,900 | $264,900 (+3.84%) Land $60,000 Building $204,900 |
| 2023 | $3,835.00 (+378.78%) Homeowner's exemption | $255,100 (+191.29%) Land $55,000 Building $200,100 | $255,100 (+30.49%) Land $55,000 Building $200,100 |
| 2022 | $801.00 Homeowner's exemption Disabled Person's exemption | $87,577 | $195,500 Land $42,000 Building $153,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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