1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Natchez Trace Dr

4308 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4308 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,573 sqft Living Area
Lot Size6,316 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$197,000 (2017)
Tax Bill$2,692.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0560-0001-0040
Alternative APNs
  • 263009056000010040
  • 83224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,573 sqft Living Area
Gross Area2,667 sqft Gross Area
1st Floor669 sqft 1st Floor
Upper Floors904 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,316 sqft (0.145 acres)
Depth X Width128 ft x 52 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area667 sqft Garage
Porch Area427 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4308 NATCHEZ TRACE DR
CitySAINT CLOUD
StateFL
Zip34769-6816
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNATCHEZ TRACE PB 5 PGS 105-106 LOT 4
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionNATCHEZ TRACE
Legal Tract560
Legal Block40
Legal Lot Number4
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3032
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0560-0001-0040

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4308 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Apr 10, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Prior SaleJul 17, 2009 · Amount on Record
Deed Doc Number201753737
Deed Book / Page5130 / 602
Prior Transfer DateApr 05, 2017
Prior Transfer Doc0051300600
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4308 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4308 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816

Mortgage

Document Number0068941017
DateDec 16, 2025
Book Page6894/1017
Instrument2025153442
Lender
NameFREEDOM MORTGAGE CORPORATION
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 10, 2017
Property Address4308 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816
Document Number0051300602
Book / Page005130 / 000602
Instrument DateApr 05, 2017
Instrument53737
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,379.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4308 NATCHEZ TRACE DR ST CLOUD FL 347696816, ST CLOUD, FL 34769-6816

Mortgage

Document Number51300604
DateApr 10, 2017
Book Page005130/000604
Instrument53738
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 09, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,789.00 (+3.6%) Homeowner's exemption$198,721 (+5.99%)$299,200 (+3.67%) Land $60,000 Building $239,200
2024$2,692.00 (+2.87%)
2023$2,617.00 (+3.81%) Homeowner's exemption$187,497 (+3%)$288,600 (+30.41%) Land $55,000 Building $233,600
2022$2,521.00 Homeowner's exemption$182,036$221,300 Land $42,000 Building $179,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Natchez Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures