4309 Garner Pl, Bartlett (Memphis), TN 38135 Property Records

Shelby County property record for 4309 Garner Pl, Bartlett, TN 38135

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,384 sqft · built 1990
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$614,900 (Feb 2026)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B0-148M-A0-0025`

Property Details

APN / Parcel Number

Primary APN	`B0-148M-A0-0025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,384 sqft Living Area
Gross Area	5,788 sqft
1st Floor Area	2,302 sqft
Utility Area	207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2003
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,427 sqft
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	752 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4309 GARNER PL
City	BARTLETT
State	TN
Zip	38135-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-E
Legal Description	WS GARNER PL
Legal Subdivision	SUMMERTREE
Legal Lot Number	24
Jurisdiction	SHELBY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2023
Census Tract	20653

Owner

4309 Garner Pl is owned and occupied by two individuals who bought it in February 2026.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4309 GARNER PL, BARTLETT, TN 38135-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN SECURITY FCU
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN CAPITAL GROUP
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHERN SEC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	202611255
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4309 GARNER PL, BARTLETT, TN 38135-1212
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CLOSETRAK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0021023026
Date	Mar 1, 2021
Instrument	21023026

Lender

Name	SOUTHERN SECURITY FCU
Type	Credit Union
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 17, 2026
Property Address	4309 GARNER PL, BARTLETT, TN 38135-1212
Document Number	0026011255
Map Reference	MB 126 PG 18
Instrument Date	Feb 3, 2026
Instrument	26011255
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	COVENTRY ESCROW AND TITLE COMPANY LLC, COVENTRY ESCROW & TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 GARNER PL, BARTLETT, TN 38135-1212

Mortgage

Document Number	0026011256
Date	Feb 17, 2026
Instrument	26011256

Lender

Name	HOMETOWN CAPITAL GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4309 GARNER PL, BARTLETT, TN 38135-1212
Document Number	0000112447
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	CLOSETRAK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4309 GARNER PL MEMPHIS TN 381351212, MEMPHIS, TN 38135-1212

Mortgage

Document Number	0000112447
Date	Nov 1, 2018
Instrument	112447

Lender

Name	SOUTHERN SEC FCU
Type	Credit Union
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4309 Garner Pl was $3,870, down 20.7% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bartlett City
County	Shelby County
Unified School District	Bartlett City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,870.00 (-20.66%)	$143,900 Land $28,200 Building $115,700	$575,600 Land $112,800 Building $462,800
2024	$4,878.00
2023		$94,275 Land $19,525 Building $74,750
2022	$3,195.00
2021			$377,100 Land $78,100 Building $299,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4309 Garner Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 Garner Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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