4285 Garner Pl, Bartlett (Memphis), TN 38135 Property Records

Shelby County property record for 4285 Garner Pl, Bartlett, TN 38135

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,795 sqft · built 1995
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2019)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B0-148M-A0-0026`

Property Details

APN / Parcel Number

Primary APN	`B0-148M-A0-0026`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,795 sqft Living Area
Gross Area	7,301 sqft
1st Floor Area	4,774 sqft
Utility Area	342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	548 sqft
Patio Area	823 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4285 GARNER PL
City	BARTLETT
State	TN
Zip	38135-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-E
Legal Description	WS GARNER PL
Legal Subdivision	SUMMERTREE
Legal Lot Number	25
Jurisdiction	SHELBY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2023
Census Tract	20653

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4285 GARNER PL, BARTLETT, TN 38135-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	201942244
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4285 GARNER PL, BARTLETT, TN 38135-1212
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 GARNER PL, BARTLETT, TN 38135-1212

Mortgage

Document Number	0023047657
Date	Jun 12, 2023
Instrument	23047657

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4285 GARNER PL, BARTLETT, TN 38135-1212
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021077082
Date	Jun 29, 2021
Instrument	21077082

Lender

Name	PATRIOT BANK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 1, 2019
Property Address	4285 GARNER PL, BARTLETT, TN 38135-1212
Document Number	0000042244
Instrument Date	Apr 26, 2019
Instrument	42244
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4285 GARNER PL BARTLETT TN 381351212, BARTLETT, TN 38135-1212

Mortgage

Document Number	42245
Date	May 1, 2019
Instrument	42245

Lender

Name	PATRIOT BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bartlett City
County	Shelby County
Unified School District	Bartlett City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+3.17%)	$151,250 (+30.02%) Land $28,200 Building $123,050	$605,000 (+30.02%) Land $112,800 Building $492,200
2023		$116,325 Land $19,525 Building $96,800
2022	$3,943.00
2021			$465,300 Land $78,100 Building $387,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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