4309 E Cleary Ct, Meridian, ID 83642 Property Records

Ada County property record for 4309 E Cleary Ct, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 2022
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on File
Last Sale	$701,176 (Jan 2023)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7845090620`

Property Details

APN / Parcel Number

Primary APN	`R7845090620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	3,265 sqft
1st Floor Area	2,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	7,884 sqft (0.181 acres)
Garage Type	Attached
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	101 sqft
Patio Area	269 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4309 E CLEARY CT
City	MERIDIAN
State	ID
Zip	83642-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 08 BLK 10 SHELBURNE EAST SUB NO 03
Legal Subdivision	SHELBURNE EAST SUB NO 03
Legal Block	10
Legal Lot Number	08
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2034
Census Tract	10342

Owner

4309 E Cleary Ct is owned and occupied by two individuals who bought it in January 2023.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4309 E CLEARY CT, MERIDIAN, ID 83642-8682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL SAVINGS BANK
Jan 6, 2023	Warranty Deed, Transfer · FmHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Deed Document Number	2023839
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4309 E CLEARY CT, MERIDIAN, ID 83642-8682
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000177033
Date	Dec 16, 2021
Instrument	2021-177033

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	TWIN FALLS, ID 83301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 15, 2022

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 6, 2023
Property Address	4309 E CLEARY CT, MERIDIAN, ID 83642-8682
Document Number	0000000839
Map Reference	MB121 PG18939-1894
Instrument Date	Aug 10, 2022
Instrument	2023-000839
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	VENTURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 E CLEARY CT, MERIDIAN, ID 83642-8682

Mortgage

Document Number	0000000840
Date	Jan 6, 2023
Instrument	2023-000840

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	11th District COF
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4309 E Cleary Ct was $2,431, down 3.6% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (-3.65%)	$664,600	$664,600
2024	$2,523.00
2023		$503,900 Land $186,500 Building $317,400	$503,900 Land $186,500 Building $317,400
2022	$918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4309 E Cleary Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 E Cleary Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Silver Star Communications, Verizon.

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