4309 Consaul Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 4309 Consaul Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,512 sqft · built 1995
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$103,000 (Dec 1996)
Tax Bill$7,668 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.20-2-10.12

Property Details

APN / Parcel Number

Primary APN422400 60.20-2-10.12
Alternative APN
  • 240006002000020100120000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area728 sqft
2nd Floor Area784 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4309 CONSAUL RD
CitySCHENECTADY
StateNY
Zip12304-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2
Legal Block2
Legal Lot Number10.012
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2041
Census Tract31901

Owner

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4309 CONSAUL RD, SCHENECTADY, NY 12304-2422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
May 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 1996 · Amount on Record
Deed SaleDec 16, 1996 · Amount on Record
Deed Book / Page1510 / 411
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4309 CONSAUL RD, SCHENECTADY, NY 12304-2422
Transaction TypeMortgage
Record UpdatedNov 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 CONSAUL RD, SCHENECTADY, NY 12304-2422

Mortgage

Document Number0000059149
DateOct 19, 2023
Book Page5337/161
Instrument202359149
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 18, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4309 CONSAUL RD, SCHENECTADY, NY 12304-2422
Document Number0000022315
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 CONSAUL RD SCHENECTADY NY 123042422, SCHENECTADY, NY 12304-2422

Mortgage

Document Number0000022315
DateMay 19, 2017
Book Page004761/000358
Instrument22315
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 18, 2027

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,668.00$218,000 (-) Land $37,800 Building $180,200$323,000 (+17.07%) Land $56,006 Building $266,994
2023$218,000 Land $37,800 Building $180,200$275,900 Land $47,840 Building $228,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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