4303 Consaul Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 4303 Consaul Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 2005
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Aug 2026)
Tax Bill$10,389 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.20-2-10.112

Property Details

APN / Parcel Number

Primary APN422400 60.20-2-10.112
Alternative APN
  • 240006002000020101120000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,740 sqft Living Area
1st Floor Area1,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions201 ft deep x 100 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area450 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4303 CONSAUL RD
CitySCHENECTADY
StateNY
Zip12304-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number10.112
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2041
Census Tract31901

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 AVIATION RD, 120, ALBANY, NY 12205-1350
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK
Apr 11, 2017Grant Deed, Transfer · Conventional with PMI
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Prior SaleApr 11, 2017 · Amount on Record
Deed Document Number202618151
Deed Book / Page2177 / 760
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 14, 2026
Property Address4303 CONSAUL RD, SCHENECTADY, NY 12304-2422
Document Number0000018151
Book / Page2177 / 760
Instrument DateAug 6, 2026
Instrument202618151
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanySMPR TITLE AGENCY INC, SMPR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$197,960.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018152,
DateAug 14, 2026
Instrument202618152
Lender
NameTRUSTCO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateApr 11, 2017
Property Address4303 CONSAUL RD, SCHENECTADY, NY 12304-2422
Document Number0000016089
Book / Page001960 / 000529
Instrument DateMar 28, 2017
Instrument16089
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyMARKET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 OXFORD DR #12 LATHAM NY 121102025, 12, LATHAM, NY 12110-2025

Mortgage

Document Number16090
DateApr 11, 2017
Book Page004754/000455
Instrument16090
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 10, 2047
Interest
Rate TypeAdjustable Rate
Rate2.99%

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,389.00 (+2.9%)
2025$10,096.00$290,000 (-) Land $36,700 Building $253,300$429,600 (+17.03%) Land $54,367 Building $375,233
2023$290,000 Land $36,700 Building $253,300$367,100 Land $46,457 Building $320,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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