Florence County property record for 4309 Cato Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 2000 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,108 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00213-01-105 |
| Primary APN | 00213-01-105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| 1st Floor Area | 2,087 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4309 CATO RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST HWY 1107 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 1601 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4309 CATO RD, EFFINGHAM, SC 29541-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,108.00 (+3.17%) | $12,515 (-99.88%) Land $1,262 Building $11,253 | $312,890 (-98.76%) Land $31,550 Building $281,340 |
| 2023 | $1,074.00 (-5.71%) | $10,099,884 (+99,898.85%) Land $1,262,000 Building $8,837,884 | $25,249,712 (+9,9%) Land $3,155,000 Building $22,094,712 |
| 2022 | $1,139.00 | $10,100 Land $1,262 Building $8,838 | $252,497 Land $31,550 Building $220,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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